Chatham County property record for 405 E 4th St, Siler City, NC 27344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,286 sqft · built 1950 |
| Lot Size | 0.301 acres (13,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Dec 2019) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0016840 |
| Primary APN | 0016840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 13,155 sqft (0.301 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 222 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 E 4TH ST |
|---|---|
| City | SILER CITY |
| State | NC |
| Zip | 27344-3244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SC-118-1-13 AC 0.302 BK 88 PG 345 |
| Legal Subdivision | MLK BLVD |
| Legal Block | 30 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | MATTHEWS |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 20402 |
Source: Chatham County records, as of October 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E 4TH ST, SILER CITY, NC 27344-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 0002085165 |
| Deed Book / Page | 02085 / 0165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 405 E 4TH ST, SILER CITY, NC 27344-3244 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2990 OLD US HIGHWAY 421 N, SILER CITY, NC 27344-1356 |
| Document Number | 002487/447 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 2487/447 |
| Instrument | 8175 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | 1333 BUTTERFIELD RD STE 600, DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Municipality | Siler City Town |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (+47.3%) | $130,545 (+39.39%) Land $13,671 Building $116,874 | $130,545 (+39.39%) Land $13,671 Building $116,874 |
| 2024 | $1,184.00 (+3.23%) | $93,656 (-) Land $13,020 Building $80,636 | $93,656 (-) Land $13,020 Building $80,636 |
| 2023 | $1,147.00 | $93,656 Land $13,020 Building $80,636 | $93,656 Land $13,020 Building $80,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SILER CITY serves 8,520 people · EPA ID NC0319010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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