Seminole County property record for 405 E 4th St, Sanford, FL 32771
| Property Type | Restaurant |
|---|---|
| Details | 2 ba · 900 sqft · built 1940 |
| Lot Size | 0.056 acres (2,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jan 2024) |
| Tax Bill | $3,860 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-19-31-515-0600-001A |
| Primary APN | 30-19-31-515-0600-001A |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Total Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Gypsum |
| Lot Area | 2,476 sqft (0.056 acres) |
| Driveway | Driveway |
| Driveway Area | 660 sqft |
| Street Address | 405 E 4TH ST |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-1940 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | N 46.72 FT OF E 53 FT OF LOT 1 BLK 6 CHAPMAN & TUCKERS ADD PB 1 PG 24 |
| Legal Range | 31E |
| Legal Township | 19S |
| Legal Section | 30 |
| Legal Subdivision | CHAPMAN AND TUCKERS ADD |
| Legal Tract | 515 |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20101 |
Source: Seminole County records · APN 30-19-31-515-0600-001A
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4427 HAZEL AVE, PALM BCH GDNS, FL 33410-2634 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Jan 24, 2024 | Warranty Deed, Transfer · Commercial Mortgage WINTER PARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on Record |
| Deed Sale | Jan 24, 2024 · Amount on Record |
| Prior Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 2024007179 |
| Deed Book / Page | 10569 / 1900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 405 E 4TH ST, SANFORD, FL 32771-1940 |
| Document Number | 0000068924 |
| Book / Page | 11073 / 1002 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202668924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 W 19TH ST, SANFORD, FL 32771-3823 |
| Document Number | 0000068924, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 11073/1002 |
| Instrument | 202668924 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 09, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 24, 2024 |
| Property Address | 405 E 4TH ST, SANFORD, FL 32771-1940 |
| Document Number | 0105691900 |
| Book / Page | 10569 / 1900 |
| Map Reference | MB 1 PG 24 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024007179 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5105 POND CREST LN, SANFORD, FL 32773-6336 |
| Name | Verified Name |
|---|---|
| Address | 4427 HAZEL AVE, PALM BEACH GARDENS, FL 33410-2634 |
| Document Number | 0105691902 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 10569/1902 |
| Name | WINTER PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,860.00 (+162.94%) | $213,318 (+157.88%) | $213,318 (+157.88%) Land $111,420 Building $101,898 |
| 2023 | $1,468.00 (-1.14%) | $82,719 (-0.53%) | $82,719 (+0.75%) Land $19,202 Building $63,517 |
| 2022 | $1,485.00 | $83,159 | $82,106 Land $18,589 Building $63,517 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Georgetown Historic District listed 2020 · 296 contributing resources · NRIS 100005670 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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