405 E 48th St, Lorain, OH 44052 Property Records

Lorain County property record for 405 E 48th St, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1956
Square Footage1,443 sqft Living Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2006)
Tax Bill$3,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-108-110-008

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,443 sqft Living Area
1st Floor999 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area10,454 sqft (0.239 acres)
Depth X Width143 ft x 74 ft Depth x Width
Parking Spaces10 Parking Spaces
Garage TypeDetached Garage
Garage Area2,740 sqft Garage
Deck Area644 sqft Deck
PorchOpen Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address405 E 48TH ST
CityLORAIN
StateOH
Zip44052-5531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROADWAY GARDENS 74.12 X 173
Legal SubdivisionBROADWAY GARDEN ALLOTMENT
Legal Block110
Legal Lot Number179
JurisdictionLORAIN OH
Minor Civil DivisionSHEFFIELD
Census Blockgroup2
Census Block2012
Census Tract24000

Owner

Source: Lorain County records · APN 03-00-108-110-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 E 48TH ST, LORAIN, OH 44052-5531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2006 · Amount on Record
Deed SaleAug 29, 2006 · Amount on Record
Prior SaleAug 29, 2006 · Amount on Record
Deed Doc Number0000162492
Last Transfer DateMar 22, 2011
Transfer Doc0000367933
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address405 E 48TH ST, LORAIN, OH 44052-5531
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyBARRISTERS OF OHIO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000814905
DateApr 28, 2021
Instrument2021-0814905
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Address15328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address405 E 48TH ST, LORAIN, OH 44052-5531
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyBARRISTERS OF OHIO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210814905
DateApr 28, 2021
Instrument2021-0814905
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Address15328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionSheffield Township
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,366.00$79,920 (%) Land $8,270 Building $71,650$228,350 (-) Land $23,640 Building $204,710
2024$3,366.00 (+3.99%)$79,923 (+31.58%) Land $8,274 Building $71,649$228,350 (+31.58%) Land $23,640 Building $204,710
2023$3,237.00 (-2.56%)$60,739 (%) Land $7,140 Building $53,599$173,540 (-) Land $20,400 Building $153,140
2022$3,322.00$60,740 Land $7,140 Building $53,600
2021$173,540 Land $20,400 Building $153,140

Flood & Wildfire

405 E 48th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 10th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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