405 E 3rd St, Winona, MN 55987 Property Records

Winona County property record for 405 E 3rd St, Winona, MN 55987 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,080 sqft Living Area
Lot Size3,877 sqft (0.089 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2023)
Tax Bill$1,874.00 (2026)

Property Details

APN / Parcel Number

Primary APN32.300.0940

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,080 sqft Living Area
1st Floor432 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1994
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,877 sqft (0.089 acres)
Depth X Width78 ft x 50 ft Depth x Width
Garage Area494 sqft Garage
PorchPorch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 E 3RD ST
CityWINONA
StateMN
Zip55987-3910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-006 BLOCK-013 N 78'
Legal Range007
Legal Township107
Legal Section23
Legal SubdivisionLAIRDS ADDITION
Legal Block13
Legal Lot Number6
JurisdictionWINONA MN
Minor Civil DivisionWINONA
Census Blockgroup4
Census Block4029
Census Tract670600

Owner

Source: Winona County records · APN 32.300.0940

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 E 3RD ST, WINONA, MN 55987-3910
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
Jun 07, 2018Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2023 · Amount on Record
Deed SaleApr 25, 2023 · Amount on Record
Prior SaleJun 07, 2018 · Amount on Record
Deed Doc Number2023648498
Last Transfer DateAug 13, 2024
Transfer Doc000A656213
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateApr 25, 2023
Property Address405 E 3RD ST, WINONA, MN 55987-3910
Document Number000A648498
Instrument DateApr 24, 2023
InstrumentA648498
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyTOWN N COUNTRY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 E 3RD ST, WINONA, MN 55987-3910

Mortgage

Document Number000A648499
DateApr 25, 2023
InstrumentA648499
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateJun 07, 2018
Property Address405 E 3RD ST, WINONA, MN 55987-3910
Document Number0000610560
Instrument DateJun 07, 2018
Instrument610560
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$438.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E 3RD ST, WINONA, MN 55987-3910

Mortgage

Document Number0000610561
DateJun 07, 2018
Instrument610561
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,874.00 (-11.35%)
2025$182,900 (+5.97%) Land $29,100 Building $153,800$182,900 (+5.97%) Land $29,100 Building $153,800
2023$2,114.00 Homeowner's exemption$172,600 Land $28,000 Building $144,600$172,600 Land $28,000 Building $144,600

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