Madison County property record for 405 E 38th St, Anderson, IN 46013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1919 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,705 (Oct 2025) |
| Tax Bill | $175 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Feb 2010 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2530-1-Z |
| Primary APN | 18-2530-1-Z |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 590 sqft |
| Unfinished Basement | 590 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 170 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001176823 |
|---|---|
| Street Address | 405 E 38TH ST |
| City | ANDERSON |
| State | IN |
| Zip | 46013-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE NE 0.2300ACRES STR: 25197 SECTION: PLAT: 68 IN: OUT: |
| Jurisdiction | MADISON IN |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1902 |
Source: Madison County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2024 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN BANK CORP |
| Feb 10, 2010 | Deed of Trust, Mortgage · SBA Mortgage PREMIER CAPITAL CORP |
| Dec 22, 2009 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Dec 22, 2009 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Oct 21, 2025 | Limited Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Apr 5, 2023 | Warranty Deed, Transfer · Commercial Mortgage GERMAN AMERICAN BANK CORP |
| Mar 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA |
| Dec 17, 2009 | Warranty Deed, Transfer · Line of Credit OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 202514624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024R09817 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | 2024R09817 |
| Name | GERMAN AMERICAN BANK CORP |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010001839 |
|---|---|
| Date | Feb 10, 2010 |
| Instrument | 2010001839 |
| Name | PREMIER CAPITAL CORP |
|---|---|
| Address | INDIANAPOLIS, IN 46204 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009018742 |
|---|---|
| Date | Dec 22, 2009 |
| Instrument | 2009018742 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Amount | Amount Recorded |
|---|---|
| Term | 124 Months |
| Due | Apr 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009018742 |
|---|---|
| Date | Dec 22, 2009 |
| Instrument | 2009018742 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Amount | Amount Recorded |
|---|---|
| Term | 124 Months |
| Due | Apr 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Oct 21, 2025 |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Document Number | 2025R14624 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025R14624 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Document Number | 2025R14625 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025R14625 |
| Name | LOWER LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Apr 5, 2023 |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Document Number | 2023R04668 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023R04668 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | UNKNOWN, CT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8100 E 106TH ST # 13, 13, FISHERS, IN 46038-2542 |
| Document Number | 2023R04669 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023R04669 |
| Name | GERMAN AMERICAN BANK CORP |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 30, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Mar 5, 2020 |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Document Number | 2020R03437 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020R03437 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13625 GOLDEN RIDGE LN, FISHERS, IN 46055-9648 |
| Document Number | 2020R03438 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020R03438 |
| Name | FIRST BANK RICHMOND NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Dec 17, 2009 |
| Property Address | 405 E 38TH ST, ANDERSON, IN 46013-4651 |
| Document Number | 2009018539 |
| Instrument Date | Dec 9, 2009 |
| Instrument | 2009018539 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11871 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616 |
| Document Number | 2009018541 |
|---|---|
| Date | Dec 17, 2009 |
| Instrument | 2009018541 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Apr 23, 2010 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Anderson City |
| County | Madison County |
| County Subdivision | Anderson Township |
| Unified School District | Anderson Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175.00 (-84.61%) | $55,900 (+9.18%) Land $3,300 Building $52,600 | $55,900 (+9.18%) Land $3,300 Building $52,600 |
| 2024 | $1,137.00 (+4.12%) | $51,200 (+9.4%) Land $3,300 Building $47,900 | $51,200 (+9.4%) Land $3,300 Building $47,900 |
| 2023 | $46,800 (-4.1%) Land $3,100 Building $43,700 | $46,800 (-4.1%) Land $3,100 Building $43,700 | |
| 2022 | $1,092.00 | $48,800 Land $3,000 Building $45,800 | $48,800 Land $3,000 Building $45,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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