405 E 2nd St, Fowler, IN 47944 Property Records

Benton County property record for 405 E 2nd St, Fowler, IN 47944

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,456 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$228,533 (Apr 2025)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-00086-00`

Property Details

APN / Parcel Number

Primary APN	`004-00086-00`
Alternative APNs	`04-08-15-222-027.000-004` `00000985804`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000985804
Street Address	405 E 2ND ST
City	FOWLER
State	IN
Zip	47944-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 1194 S 66X61
Legal Subdivision	TOWN OF FOWLER
Legal Lot Number	1194
Jurisdiction	BENTON IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3017
Census Tract	100200

Owner

Source: Benton County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E 2ND ST, FOWLER, IN 47944-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 9, 2025	Warranty Deed, Transfer · Second Mortgage (Down Payment) GOLD STAR MORTGAGE FINANCIAL GROUP
Jun 12, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	2025506
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	405 E 2ND ST, FOWLER, IN 47944-1205
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000507
Date	Apr 9, 2025
Instrument	2025000507

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Apr 9, 2025
Property Address	405 E 2ND ST, FOWLER, IN 47944-1205
Document Number	2025000506
Instrument Date	Apr 4, 2025
Instrument	2025000506
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 2ND ST, FOWLER, IN 47944-1205
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000508
Date	Apr 9, 2025
Instrument	2025000508

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IN
Recording Date	Jun 12, 2024
Property Address	405 E 2ND ST, FOWLER, IN 47944-1205
Document Number	2024000714
Instrument Date	Jun 12, 2024
Instrument	2024000714
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N WASHINGTON AVE, FOWLER, IN 47944-1153
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Center Township
Municipality	Fowler Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (-53.78%) Homeowner's exemption	$114,400 (-42.66%) Land $7,900 Building $106,500	$114,400 (-42.66%) Land $7,900 Building $106,500
2024	$2,168.00 (-47.34%) Homeowner's exemption	$199,500 (+12.97%) Land $10,900 Building $188,600	$199,500 (+12.97%) Land $10,900 Building $188,600
2023	$4,117.00 (+40.13%)	$176,600 (+38.84%) Land $9,600 Building $167,000	$176,600 (+38.84%) Land $9,600 Building $167,000
2022	$2,938.00	$127,200 Land $9,600 Building $117,600	$127,200 Land $9,600 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOWLER WATER WORKS serves 2,342 people · EPA ID IN5204006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile USA.

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