405 E 22nd St, Kannapolis, NC 28083 Property Records

Rowan County property record for 405 E 22nd St, Kannapolis, NC 28083 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,469 sqft Living Area
Lot Size	14,767 sqft (0.339 acres)
Occupancy	Owner Occupied
Tax Bill	$2,096.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`161 071`
Alternative APN	`99960000`

Interior

Full Baths	2 Baths
Building Area	1,469 sqft Living Area
Gross Area	2,262 sqft Gross Area
1st Floor	1,469 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1993
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Lot Area	14,767 sqft (0.339 acres)
Depth X Width	18 ft x 8.2 ft Depth x Width
Porch	1 Porch
Porch Area	355 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99960000
Old Parcel Number	161 071
Street Address	405 E 22ND ST
City	KANNAPOLIS
State	NC
Zip	28083-2611
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L67-69
Legal Subdivision	RODGERS PARK SECTION 2
Legal Lot Number	67
Jurisdiction	ROWAN NC
Minor Civil Division	CHINA GROVE
Census Blockgroup	2
Census Block	2021
Census Tract	51400

Owner

Source: Rowan County records · APN 161 071

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	405 E 22ND ST, KANNAPOLIS, NC 28083-2611
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 07, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 E 22ND ST, KANNAPOLIS, NC 28083-2611
Transaction Type	Mortgage
Record Updated	Oct 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014300426
Date	Sep 27, 2023
Book Page	1430/426

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	843 Months
Due	Dec 24, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	12.8%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,096.00	$173,236 Land $26,076 Building $147,160	$173,236 Land $26,076 Building $147,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.