Monona County property record for 405 E 1st St, Ute, IA 51060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1920 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $206 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 844226376069 |
| Primary APN | 844226376069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 826 sqft |
| Basement Area | 182 sqft |
| Finished Basement | 308 sqft |
| Unfinished Basement | 182 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 22,564 sqft (0.518 acres) |
| Lot Dimensions | 297 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 108 sqft |
| Cooling System | None |
|---|
| Street Address | 405 E 1ST ST |
|---|---|
| City | UTE |
| State | IA |
| Zip | 51060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LOTS 1-6 BLK 13 LARSENS ADDITION |
| Legal Subdivision | LARSENS ADD |
| Jurisdiction | MONONA IA |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 960400 |
405 E 1st St is owned and occupied by an individual.
Source: Monona County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 N DAY AVE, UTE, IA 51060-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 E 1st St was $206 with a homeowner's exemption.
Source: Monona County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Monona County |
| Municipality | Ute City |
| Unified School District | Charter Oak-Ute Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206.00 Homeowner's exemption | $26,066 (-0.75%) Land $6,310 Building $19,756 | $26,066 (-0.75%) Land $6,310 Building $19,756 |
| 2025 | $206.00 (+44.06%) | $26,264 (+27.72%) Land $6,310 Building $19,954 | $26,264 Land $6,310 Building $19,954 |
| 2024 | $143.00 Homeowner's exemption | $20,563 (-) Land $6,310 Building $14,253 | |
| 2023 | $20,563 (+9.94%) Land $6,310 Building $14,253 | $20,563 Land $6,310 Building $14,253 | |
| 2022 | $170.00 Homeowner's exemption | $18,704 | |
| 2021 | $18,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 E 1st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WATER SUPPLY serves 338 people · EPA ID IA6762043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile, Western Iowa Wireless.
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