405 E 1st St, Otterbein, IN 47970 Property Records

Tippecanoe County property record for 405 E 1st St, Otterbein, IN 47970

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$206,017 (Nov 2023)
Tax Bill	$1,063 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-01-34-104-003.000-016`

Property Details

APN / Parcel Number

Primary APN	`79-01-34-104-003.000-016`
Alternative APN	`152084000145`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1966
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Stoop
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	405 E 1ST ST
City	OTTERBEIN
State	IN
Zip	47970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OTTER
Legal Description	PT NW SEC 34 TWP 24 R6 .23 A 90 X 112 FT
Legal Range	6
Legal Township	24
Legal Section	34
Legal Lot Number	1
Jurisdiction	TIPPECANOE IN
Township / Civil Division	SHELBY
Census Block Group	2
Census Block	2069
Census Tract	10201

Owner

405 E 1st St is owned and occupied by two individuals who bought it in November 2023.

Source: Tippecanoe County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 E 1ST ST, OTTERBEIN, IN 47970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PURDUE FCU
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	202315118
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Nov 13, 2023
Property Address	405 E FIRST ST, OTTERBEIN, IN 47970
Document Number	0023015118
Instrument Date	Nov 10, 2023
Instrument	202323015118
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 1ST ST, OTTERBEIN, IN 47970

Mortgage

Document Number	0023015119
Date	Nov 13, 2023
Instrument	202323015119

Lender

Name	PURDUE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	405 E 1ST ST, OTTERBEIN, IN 47970
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021026699
Date	Nov 16, 2021
Instrument	202121026699

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Shelby Township
Municipality	Otterbein Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,900 Land $16,800 Building $122,100	$138,900 Land $16,800 Building $122,100
2024	$1,063.00 (+19.98%)
2023	$886.00 (+46.69%)	$113,000 (+25.98%) Land $16,800 Building $96,200	$113,000 (+25.98%) Land $16,800 Building $96,200
2022	$604.00	$89,700 Land $16,800 Building $72,900	$89,700 Land $16,800 Building $72,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 E 1st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 405 E 1st St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERBEIN WATER DEPARTMENT serves 1,262 people · EPA ID IN5204004
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Watch TV, Wintek.

Cell Coverage

5G (outdoors only) and 4G LTE

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