Mecklenburg County property record for 405 E 19th St, Charlotte, NC 28206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1987 |
| Lot Size | 0.177 acres (7,737 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (Mar 2023) |
| Tax Bill | $2,861 (2023) |
| Deeds & Mortgages | Mar 2023 Sale Nov 2017 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-075-15 |
| Primary APN | 081-075-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Heated Area |
| Gross Area | 1,084 sqft |
| 1st Floor Area | 1,024 sqft |
| Flooring | Concrete/Cement |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,737 sqft (0.177 acres) |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 081-075-15 |
|---|---|
| Street Address | 405 E 19TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28206-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | P7 M21-612 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 IDEAL WAY, CHARLOTTE, NC 28203-5620 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer |
| Nov 13, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | May 1, 2007 · Amount on Record |
| Deed Document Number | 0038024495 |
| Deed Book / Page | 38024 / 495 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 30, 2023 |
| Property Address | 405 E 19TH ST, CHARLOTTE, NC 28206-3435 |
| Document Number | 0000028298 |
| Book / Page | 38024 / 495 |
| Map Reference | MB 21 PG 612 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023028298 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2133 SLOAN DR, CHARLOTTE, NC 28208-7431 |
| Name | Verified Name |
|---|---|
| Address | 421 IDEAL WAY, CHARLOTTE, NC 28203-5620 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 405 E 19TH ST, CHARLOTTE, NC 28206-3435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000152837 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 32264/647 |
| Instrument | 2017152837 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.73% |
| Type Change Date | Dec 1, 2018 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 11th District COF |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 405 E 19TH ST, CHARLOTTE, NC 28206-3435 |
| Document Number | 0000152838 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 405 E 19TH ST CHARLOTTE NC 282063435, CHARLOTTE, NC 28206-3435 |
| Document Number | 0000152838 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 032264/000661 |
| Instrument | 152838 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.73% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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