405 E 12th Ave, Coal Valley, IL 61240 Property Records

Rock Island County property record for 405 E 12th Ave, Coal Valley, IL 61240

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 1993
Lot Size	0.48 acres (21,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2023)
Tax Bill	$7,219 (2025)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-215-009`

Property Details

APN / Parcel Number

Primary APN	`17-26-215-009`

Interior

Stories	2 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Lot Area	21,059 sqft (0.48 acres)
Garage Area	555 sqft

Location & Zoning

Street Address	405 E 12TH AVE
City	COAL VALLEY
State	IL
Zip	61240-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV
Legal Description	LOT 9 OAK PARK JOINT VENTURE 2ND ADD SH 14
Legal Subdivision	OAK PARK JOINT VENTURE 2ND ADD
Legal Block	215
Legal Lot Number	9
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	COAL VALLEY
Census Block Group	3
Census Block	3013
Census Tract	24000

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Line of Credit RUHL MORTGAGE LLC
Nov 29, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Dec 1, 2000 · Amount on Record
Deed Document Number	20238395
Prior Transfer Date	Nov 26, 2022
Prior Transfer Doc	0000018873
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jul 7, 2023
Property Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486
Document Number	0000008395
Instrument Date	Jun 29, 2023
Instrument	2023-08395
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486

Mortgage

Document Number	0000008396
Date	Jul 7, 2023
Instrument	2023-08396

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Nov 29, 2022
Property Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486
Document Number	0000018873
Instrument Date	Nov 26, 2022
Instrument	2022-18873
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	405 E 12TH AVE, COAL VALLEY, IL 61240-9486
Document Number	0000011563
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 12TH AVE COAL VALLEY IL 612409486, COAL VALLEY, IL 61240-9486

Mortgage

Document Number	0000011563
Date	Jul 20, 2018
Instrument	11563

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coal Valley Village
County	Rock Island County
County Subdivision	Coal Valley Township
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,219.00 (+3.89%)	$109,626 (+6%) Land $17,699 Building $91,927	$328,878 (+6%) Land $53,097 Building $275,781
2024		$103,421 (+14.8%) Land $16,697 Building $86,724	$310,263 (+14.8%) Land $50,091 Building $260,172
2022	$6,949.00	$90,091 Land $14,959 Building $75,132	$270,273 Land $44,877 Building $225,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL VALLEY serves 3,873 people · EPA ID IL1614260
Water Source	Groundwater
Last State Inspection	May 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Geneseo Communications Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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