405 Durden St, Vidalia, GA 30474 Property Records

Toombs County property record for 405 Durden St, Vidalia, GA 30474

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,024 sqft · built 1928
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V11-124`

Property Details

APN / Parcel Number

Primary APN	`V11-124`
Alternative APN	`9488`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,024 sqft Heated Area
1st Floor Area	2,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1945
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	210 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	488 sqft
Deck Area	180 sqft
Utility Building	520 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9488
Street Address	405 DURDEN ST
City	VIDALIA
State	GA
Zip	30474-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	0.34 AC-HOUSE & APT 405&405 1/2 DURDEN ST
Jurisdiction	TOOMBS GA
Township / Civil Division	VIDALIA-LYONS
Census Block Group	1
Census Block	1014
Census Tract	970400

Owner

Source: Toombs County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 DURDEN ST, VIDALIA, GA 30474-4600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage VIDALIA FEDERAL SAVINGS BANK
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 24, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1996
Deed Sale	Apr 23, 1996
Deed Book / Page	422 / 115
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOMBS GA
Property Address	405 DURDEN ST, VIDALIA, GA 30474-4600
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DURDEN ST, VIDALIA, GA 30474-4600

Mortgage

Document Number	0000001231/0000000330
Date	Aug 20, 2018
Book Page	0000001231/0000000330

Lender

Name	VIDALIA FEDERAL SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOMBS GA
Recording Date	Apr 17, 2026
Property Address	405 DURDEN ST, VIDALIA, GA 30474-4600
Document Number	0000001560/0000000267
Book / Page	1560 / 267
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DURDEN ST, VIDALIA, GA 30474-4600
Investor	Possibly a Property Investor

Mortgage

Document Number	1560000267,
Date	Apr 17, 2026
Book Page	1560/267

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.63%
Type Change Date	Jul 1, 2031
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOOMBS GA
Property Address	405 DURDEN ST, VIDALIA, GA 30474-4600
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DURDEN ST, VIDALIA, GA 30474-4600

Mortgage

Document Number	0000001464/0000000248
Date	Nov 24, 2023
Book Page	0000001464/0000000248

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Toombs County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Toombs County
Municipality	Vidalia City
Unified School District	Vidalia City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (-1.75%) Homeowner's exemption	$62,401 (+5.28%) Land $3,200 Building $59,201	$156,002 (+5.28%) Land $8,000 Building $148,002
2023	$1,083.00 Homeowner's exemption	$59,270 Land $3,200 Building $56,070	$148,176 Land $8,000 Building $140,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIDALIA serves 14,496 people · EPA ID GA2790002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altamaha Fiber Fiber	2,500 / 2,500
Vyve Broadband Cable	2,000 / 50
Pineland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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