405 Durango Loop St, Davenport, FL 33897 Property Records

Polk County property record for 405 Durango Loop St, Davenport, FL 33897 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,628 sqft Living Area
Lot Size	7,301 sqft (0.168 acres)
Occupancy	Owner Occupied
Last Sale	$259,000 (2020)
Tax Bill	$2,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-25-23-488058-000640`
Alternative APNs	`232526488058000640` `32526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,628 sqft Living Area
Gross Area	2,090 sqft Gross Area
1st Floor	1,628 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2008
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,301 sqft (0.168 acres)
Depth X Width	110 ft x 60 ft Depth x Width
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Pool Area	392 sqft Pool
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	405 DURANGO LOOP ST
City	DAVENPORT
State	FL
Zip	33897-5695
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESTRIDGE PHASE 3 PB 98 PGS 37 & 38 LOT 64
Legal Range	26E
Legal Township	25S
Legal Section	23
Legal Subdivision	WESTRIDGE PHASE 03
Legal Phase	3
Legal Tract	488058
Legal Block	1
Legal Lot Number	64
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	1
Census Block	1033
Census Tract	12413

Owner

Source: Polk County records · APN 26-25-23-488058-000640

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 DURANGO LOOP ST, DAVENPORT, FL 33897-5695
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Sep 09, 2005 · Amount on Record
Deed Doc Number	2020168526
Deed Book / Page	11340 / 321
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000092431
Record Refreshed	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 19, 2020
Property Address	405 DURANGO LOOP ST, DAVENPORT, FL 33897-5695
Document Number	0113400321
Book / Page	011340 / 000321
Instrument Date	Aug 12, 2020
Instrument	168526
Transaction Type	Transfer
Record Updated	Sep 07, 2020
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE SVCS LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DURANGO LOOP ST DAVENPORT FL 338975695, DAVENPORT, FL 33897-5695

Mortgage

Document Number	113400323
Date	Aug 19, 2020
Book Page	011340/000323
Instrument	168527

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (-11.91%) Homeowner's exemption	$236,994 (+5.99%)	$316,578 (+1.1%) Land $54,000 Building $262,578
2023	$2,888.00 (+3.07%) Homeowner's exemption	$223,607 (+3%)	$313,129 (+11.43%) Land $52,000 Building $261,129
2022	$2,802.00 Homeowner's exemption	$217,094	$281,014 Land $44,000 Building $237,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.