405 Dunlap St, Arcadia, IA 51430 Property Records

Carroll County property record for 405 Dunlap St, Arcadia, IA 51430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 1987
Lot Size	0.9 acres (39,204 sqft)
Owner	Trust Name on File
Last Sale	$55,000 (Feb 2022)
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0516301008`

Property Details

APN / Parcel Number

Primary APN	`0516301008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
Gross Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Marblecrete
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 DUNLAP ST
City	ARCADIA
State	IA
Zip	51430-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRR SUR N 1/2 SW 1/4 LOT 33 EXC N 150 FT OF E 75 FT
Legal Range	36W
Legal Township	84N
Legal Section	16
Legal Subdivision	COON RAPIDS DEV GROUP
Legal Lot Number	33
Jurisdiction	CARROLL IA
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1121
Census Tract	960200

Owner

405 Dunlap St is owner-occupied and held in a trust since February 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	405 DUNLAP ST, ARCADIA, IA 51430-1043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage AVAILA BANK
Jun 7, 2024	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Deed Document Number	2022539
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0000000944
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	405 DUNLAP ST, ARCADIA, IA 51430-1043
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2080
Date	Jul 11, 2017
Book Page	2017/2080
Instrument	2017-2080

Lender

Name	AVAILA BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2024

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	405 DUNLAP ST, ARCADIA, IA 51430-1043
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DUNLAP ST, ARCADIA, IA 51430-1043

Mortgage

Document Number	0020241287
Date	Jun 7, 2024
Instrument	2024-1287

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 405 Dunlap St was $4,034 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Arcadia City
County	Carroll County
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00	$380,580 (-) Land $11,220 Building $369,360	$380,580 (-) Land $11,220 Building $369,360
2025	$4,034.00 Homeowner's exemption	$380,580 Land $11,220 Building $369,360	$380,580 Land $11,220 Building $369,360
2023		$342,250 (+35.51%) Land $11,220 Building $331,030	$342,250 Land $11,220 Building $331,030
2022		$252,570 Land $17,680 Building $234,890
2021			$252,570 Land $17,680 Building $234,890
2018	$3,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Dunlap St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Dunlap St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA WATER SUPPLY serves 525 people · EPA ID IA1403062
Water Source	Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM
Last State Inspection	Jan 2025
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Iowa Wireless.

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