405 Dune Rd, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 405 Dune Rd, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2015
Lot Size	0.186 acres (8,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Dec 2014)
Tax Bill	$5,118 (2024)
Deeds & Mortgages	Jun 2021 Refinance
APN	`05-00512-29-00003`

Property Details

APN / Parcel Number

Primary APN	`05-00512-29-00003`
Alternative APN	`0500512002900003`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,080 sqft (0.186 acres)
Lot Dimensions	101 ft deep x 80 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	405 DUNE RD
City	VILLAS
State	NJ
Zip	08251-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB512-U1L3
Legal Subdivision	CAPE MAY BEACH SEC 2 5TH MAP
Legal Block	512
Legal Lot Number	3
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	4
Census Block	4025
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 DUNE RD, VILLAS, NJ 08251-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	2014170
Deed Book / Page	3608 / 706
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	405 DUNE RD, VILLAS, NJ 08251-1134
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030916
Date	Jun 23, 2021
Book Page	6419/266
Instrument	2021030916

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	469 Months
Due	Jul 1, 2060

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,400 (-) Land $117,000 Building $135,400	$252,400 (-) Land $117,000 Building $135,400
2025		$252,400 (-) Land $117,000 Building $135,400	$252,400 (-) Land $117,000 Building $135,400
2024	$5,118.00 (+4.64%)
2023		$252,400 Land $117,000 Building $135,400	$252,400 Land $117,000 Building $135,400
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1992–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880