405 Duluth Ave S, Thief River Falls, MN 56701 Property Records

Pennington County property record for 405 Duluth Ave S, Thief River Falls, MN 56701

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1948
Lot Size	0.16 acres (6,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (May 2024)
Tax Bill	$2,376 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-25.00509030`

Property Details

APN / Parcel Number

Primary APN	`R-25.00509030`
Alternative APNs	`15902` `17703` `18212`

Interior

Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,997 sqft (0.16 acres)
Lot Width	50 ft Width

Location & Zoning

Account Number	18212
Street Address	405 DULUTH AVE S
City	THIEF RIVER FALLS
State	MN
Zip	56701-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTERS ADDITION LOTS 3 & 4 BLK 13
Legal Subdivision	PORTERS ADDITION
Legal Block	13
Legal Lot Number	3-4
Jurisdiction	PENNINGTON MN
Township / Civil Division	THIEF RIVER FALLS
Census Block Group	3
Census Block	3053
Census Tract	90400

Owner

Source: Pennington County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2024	Warranty Deed, Transfer NORTHWEST MINNESOTA MULTI COUNTY HO
Oct 4, 2023	Warranty Deed, Transfer · Commercial Mortgage CENTRAL MINNESOTA CU
Feb 8, 2023	Contract Sale, Transfer · Land Contract NOT AVAILABLE
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim
May 17, 2017	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC
May 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	2024227201
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000210251
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	May 28, 2024
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000227201
Instrument Date	May 22, 2024
Instrument	227201
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509

Mortgage

Document Number	0000227203
Date	May 28, 2024
Instrument	227203

Lender

Name	NORTHWEST MINNESOTA MULTI COUNTY HO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000227202
Date	May 28, 2024
Instrument	227202

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER FALLS
Type	Bank
Address	THIEF RIVER FALLS, MN 56701

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Aug 1, 2029

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	Oct 4, 2023
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000226033
Instrument Date	Oct 2, 2023
Instrument	226033
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12281 STATE HIGHWAY NW, THIEF RIVER FALLS, MN 56701

Mortgage

Document Number	0000226034
Date	Oct 4, 2023
Instrument	226034

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	MELROSE, MN 56352

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2038

February 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	PENNINGTON MN
Recording Date	Feb 8, 2023
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000224662
Instrument Date	Jan 18, 2023
Instrument	224662
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 N 4TH ST, WARREN, MN 56762-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 N 4TH ST, WARREN, MN 56762-1706

Mortgage

Date	Feb 8, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	11 Months
Due	Jan 10, 2024

Interest

Rate	4.75%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENNINGTON MN
Recording Date	Dec 31, 2018
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000214204
Instrument Date	Dec 28, 2018
Instrument	214204
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 N 4TH ST, WARREN, MN 56762-1706

May 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PENNINGTON MN
Recording Date	May 17, 2017
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000210251
Instrument Date	May 15, 2017
Instrument	210251
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000210253
Date	May 17, 2017
Instrument	210253

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	May 17, 2017
Property Address	405 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3509
Document Number	0000210252
Instrument Date	May 15, 2017
Instrument	210252
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$339.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 N 4TH ST, WARREN, MN 56762-1706

Tax Assessment & Valuation

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pennington County
Municipality	Thief River Falls City
Unified School District	Thief River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,376.00 (+2.59%) Homeowner's exemption
2025	$2,316.00 (+2.21%) Homeowner's exemption	$162,100 (-) Land $17,500 Building $144,600	$162,100 (-) Land $17,500 Building $144,600
2024	$2,266.00 (+5.2%)	$162,100 (+23.65%) Land $17,500 Building $144,600	$162,100 (+23.65%) Land $17,500 Building $144,600
2022	$2,154.00	$131,100	$131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims Flooding And Severe Storms, Apr 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Thief River Falls serves 8,701 people · EPA ID MN1570003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Turbidity not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Sjobergs Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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