405 Duff Ln, Rolling Fields (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 405 Duff Ln, Rolling Fields, KY 40207

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,708 sqft · built 1954
Lot Size	0.851 acres (37,080 sqft)
Owner	Individual Name on Record
Last Sale	$618,600 (Aug 1998)
Tax Bill	$9,248 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21037300140084`

Property Details

APN / Parcel Number

Primary APN	`21037300140084`
Alternative APNs	`037300140084` `00027544`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,708 sqft Finished Area
Basement Area	3,892 sqft
Finished Basement	3,220 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,080 sqft (0.851 acres)
Lot Dimensions	206 ft deep x 180 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Pool Area	500 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00027544
Street Address	405 DUFF LN
City	ROLLING FIELDS
State	KY
Zip	40207-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-RESIDENTIAL SINGLE FAM
Legal Description	PT LOT 85 180X206 ROLLING FIELDS
Legal Subdivision	ROLLING FIELDS
Legal Lot Number	85
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3015
Census Tract	7501

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 DUFF LN, LOUISVILLE, KY 40207-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 1998 · Amount on Record
Deed Sale	Aug 13, 1998 · Amount on Record
Deed Document Number	0007089679
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	405 DUFF LN, ROLLING FIELDS, KY 40207-1524
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DUFF LN, LOUISVILLE, KY 40207-1524

Mortgage

Document Number	0000146620
Date	Nov 21, 2025
Book Page	M 19556/755
Instrument	2025146620

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 20, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Rolling Fields City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,248.00 (-2.25%) Homeowner's exemption	$870,500 (-) Land $166,500 Building $704,000
2024			$870,500 (-) Land $166,500 Building $704,000
2023	$9,461.00 (-4.42%)	$870,500 (+1.31%) Land $166,500 Building $704,000	$870,500 (+1.31%) Land $166,500 Building $704,000
2022	$9,898.00	$859,280 Land $166,500 Building $692,780	$859,280 Land $166,500 Building $692,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	31 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20