Pinellas County property record for 405 Driftwood Dr E, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,073 sqft · built 1972 |
| Lot Size | 0.177 acres (7,697 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Apr 2026) |
| Tax Bill | $3,663 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-740-5400-8 |
| Primary APN | C62-000-740-5400-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,569 sqft |
| 1st Floor Area | 2,073 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,697 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Loading Dock | 88 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244032 |
|---|---|
| Street Address | 405 DRIFTWOOD DR E |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BAYWOOD VILLAGE LOT 43 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE |
| Legal Tract | 5814 |
| Legal Lot Number | 43 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 27202 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 PATTY ANN BLVD, PALM HARBOR, FL 34683-5044 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer PALMA TITLE & REAL ESTATE CLOS |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Feb 21, 2019 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Feb 8, 2018 · Amount on Record |
| Deed Document Number | 202698454 |
| Deed Book / Page | 23521 / 1610 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 0201630098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 405 DRIFTWOOD DR E, PALM HARBOR, FL 34683-1006 |
| Document Number | 0000098454 |
| Book / Page | 23521 / 1610 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202698454 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | PALMA TITLE & REAL ESTATE CLOS |
| Amount | Amount Recorded |
|---|---|
| Tax | $565,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 PATTY ANN BLVD, PALM HARBOR, FL 34683-5044 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 405 DRIFTWOOD DR E, PALM HARBOR, FL 34683-1006 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0224170553 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 22417/553 |
| Instrument | 2023105293 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 405 DRIFTWOOD DR E, PALM HARBOR, FL 34683-1006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201810311 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 20181/0311 |
| Instrument | 2018272720 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 405 DRIFTWOOD DR E, PALM HARBOR, FL 34683-1006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0204371619 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 20437/1619 |
| Instrument | 2019057261 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,663.00 (-17.65%) | $236,110 (-14.87%) | $561,179 (-14.74%) Land $405,735 Building $155,444 |
| 2024 | $4,448.00 (+1.62%) | ||
| 2023 | $4,377.00 (+2.92%) Homeowner's exemption | $277,354 (+3%) | $658,203 (+23.93%) Land $415,212 Building $242,991 |
| 2022 | $4,253.00 Homeowner's exemption | $269,276 | $531,104 Land $344,590 Building $186,514 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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