405 Drew Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 405 Drew Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,848 sqft · built 1986
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Oct 2023)
Tax Bill	$6,095 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-7097-000`

Property Details

APN / Parcel Number

Primary APN	`028-20-7097-000`
Alternative APN	`64 B 8 155`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	896 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	405 DREW CT
City	STERLING
State	VA
Zip	20165-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ENVIRONS SEC 3 LOT 155 201105160029889
Legal Subdivision	ENVIRONS
Legal Block	3
Legal Lot Number	155
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3003
Census Tract	611102

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 DREW CT, STERLING, VA 20165-5833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · VA Mortgage THE FREEDOM BANK OF VIRGINIA
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 27, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202340255
Prior Transfer Date	Apr 14, 2018
Prior Transfer Doc	0000014497
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 6, 2023
Property Address	405 DREW CT, STERLING, VA 20165-5833
Document Number	0000040255
Instrument Date	Oct 5, 2023
Instrument	202310060040255
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DREW CT, STERLING, VA 20165-5833

Mortgage

Document Number	0000040256
Date	Oct 6, 2023
Instrument	202310060040256

Lender

Name	THE FREEDOM BANK OF VIRGINIA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 22, 2021
Property Address	405 DREW CT, STERLING, VA 20165-5833
Document Number	202106220068941
Instrument Date	Jun 21, 2021
Instrument	202106220068941
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 WHISPERWOOD GLEN LN, RESTON, VA 20191-4123

Mortgage

Document Number	202106220068942
Date	Jun 22, 2021
Instrument	202106220068942

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	405 DREW CT, STERLING, VA 20165-5833
Document Number	20201112109611
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DREW CT STERLING VA 201655833, STERLING, VA 20165-5833

Mortgage

Document Number	20201112109611
Date	Nov 12, 2020
Instrument	109611

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	405 DREW CT, STERLING, VA 20165-5833
Document Number	20190524027142
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DREW CT STERLING VA 201655833, STERLING, VA 20165-5833

Mortgage

Document Number	20190524027142
Date	May 24, 2019
Instrument	27142

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 27, 2019
Property Address	405 DREW CT, STERLING, VA 20165-5833
Document Number	20190327014497
Instrument Date	Apr 14, 2018
Instrument	14497
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40505 DREW CT STERLING VA 20165, STERLING, VA 20165

Mortgage

Document Number	20190327014498
Date	Mar 27, 2019
Instrument	14498

Lender

Name	EAGLE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 26, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,095.00 (+0.38%)	$757,160 (+0.37%) Land $270,600 Building $486,560	$757,160 (+0.37%) Land $270,600 Building $486,560
2025	$6,072.00 (-1.04%)	$754,340 (+7.57%) Land $270,600 Building $483,740	$754,340 (+7.57%) Land $270,600 Building $483,740
2023	$6,136.00	$701,260 Land $260,600 Building $440,660	$701,260 Land $260,600 Building $440,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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