405 Dove Trl, Bertram, TX 78605 Property Records

Burnet County property record for 405 Dove Trl, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,482 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$314,324 (Feb 2025)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04210-0202-00007-000`

Property Details

APN / Parcel Number

Primary APN	`04210-0202-00007-000`
Alternative APN	`114969`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	122 sqft

Location & Zoning

Street Address	405 DOVE TRL
City	BERTRAM
State	TX
Zip	78605-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4210 DOVE MEADOW LOT 7 BLK 2, PHASE 2, .15
Legal Subdivision	DOVE MEADOW
Legal Block	2
Legal Lot Number	7
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

405 Dove Trl is owned and occupied by two individuals who bought it in February 2025.

Source: Burnet County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 DOVE TRL, BERTRAM, TX 78605-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Transfer on Death Deed, Transfer
Dec 27, 2018	Vendor's Lien, Subdivision Related Transfer GUILD MORTGAGE CO
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage D & W HOLDINGS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	20251085
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0202008842
Record Updated	Oct 29, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Feb 3, 2025
Property Address	405 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202501085
Map Reference	DOC 201806131
Instrument Date	Jan 31, 2025
Instrument	202501085
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DOVE TRL, BERTRAM, TX 78605-4817

Mortgage

Document Number	0202501086
Date	Feb 3, 2025
Instrument	202501086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

July 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BURNET TX
Recording Date	Jul 23, 2020
Property Address	405 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202008842
Map Reference	DOC 201806131
Instrument Date	Jun 30, 2020
Instrument	202008842
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 DOVE TRAIL, 406, LONGVIEW, TX 75605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5217 OLD SPICEWOOD SPRINGS RD APT 2008, 2008, AUSTIN, TX 78731-1032

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Dec 27, 2018
Property Address	405 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0201813334
Map Reference	DOC 201806131
Instrument Date	Dec 27, 2018
Instrument	201813334
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 202, BERTRAM, TX 78605-0202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CONCHO TRL, GEORGETOWN, TX 78628-2664
Investor	Possibly a Property Investor

Mortgage

Document Number	0201813335
Date	Dec 27, 2018
Instrument	201813335

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jun 29, 2018
Property Address	405 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0201806837
Map Reference	DOC 201806131
Instrument Date	Jun 28, 2018
Instrument	201806837
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 COUNTY ROAD 252, 3420, BERTRAM, TX 78605-3775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202, BERTRAM, TX 78605-0202

Mortgage

Document Number	0201806838
Date	Jun 29, 2018
Instrument	201806838

Lender

Name	D & W HOLDINGS LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 28, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Dove Trl was $2,560 with a homeowner's exemption, down 19.2% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,773 (+6%) Land $44,000 Building $276,773	$320,773 (-10.97%) Land $44,000 Building $276,773
2025	$2,560.00 (-19.17%) Homeowner's exemption Senior Citizen's exemption	$302,629	$360,312 Land $44,000 Building $316,312
2024	$3,167.00 (+5.67%)
2023	$2,997.00 Homeowner's exemption Senior Citizen's exemption	$360,312 Land $44,000 Building $316,312	$360,312 Land $44,000 Building $316,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Dove Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Dove Trl is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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