405 Douglas St, Jackson, MI 49203 Property Records

Jackson County property record for 405 Douglas St, Jackson, MI 49203 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$77,250 (Apr 2020)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-234700000`

Property Details

APN / Parcel Number

Primary APN	`3-234700000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,642 sqft Living Area
1st Floor Area	920 sqft
Basement Area	812 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 DOUGLAS ST
City	JACKSON
State	MI
Zip	49203-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 59 FT OF LOT 7 & E 7 FT OF LOT 6 BLK 2 DIV 3 AMENDED PLAT OF DIV 1, 2 & 3 SUMMITVILLE ADD
Legal Subdivision	SUMMITVILLE ADD
Legal Block	2
Legal Lot Number	6-7
Legal Unit	7,6
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3018
Census Tract	1300

Owner

Source: Jackson County records · APN 3-234700000

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 10, 2020	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Dec 09, 2003 · Amount on Record
Deed Document Number	20202847978
Deed Book / Page	2160 / 789
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DOUGLAS ST, JACKSON, MI 49203-4041

Mortgage

Document Number	0002940011
Date	Jun 15, 2023
Book Page	2231/520
Instrument	2940011

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 01, 2063

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DOUGLAS ST, JACKSON, MI 49203-4041

Mortgage

Document Number	0002940018
Date	Jun 15, 2023
Book Page	2231/527
Instrument	2940018

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 01, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DOUGLAS ST, JACKSON, MI 49203-4041

Mortgage

Document Number	0002912087
Date	Apr 11, 2022
Book Page	2209/1197
Instrument	2912087

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 10, 2020
Property Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Document Number	0002847978
Book / Page	2160 / 789
Map Reference	LB 2 PG 13&14
Instrument Date	Mar 26, 2020
Instrument	2847978
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$666.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 DOUGLAS ST, 405, JACKSON, MI 49203-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26652 H DR N, ALBION, MI 49224-9532

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 DOUGLAS ST, JACKSON, MI 49203-4041
Document Number	0002846817
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26652 H DR N ALBION MI 492249532, ALBION, MI 49224-9532

Mortgage

Document Number	0002846817
Date	Apr 01, 2020
Book Page	002159/000928
Instrument	2846817

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (+10.34%)	$153,600 (+10.34%)
2025	$2,190.00 (-16.86%)	$69,600 (+18.57%)	$139,200 (+18.57%)
2024	$2,634.00 (+9.11%)
2023		$58,700	$117,400
2022	$2,414.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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