405 Division Ave, Rockwell, NC 28138 Property Records

Rowan County property record for 405 Division Ave, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,797 sqft · built 1978
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (May 1994)
Tax Bill	$4,560 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`362 14801`

Property Details

APN / Parcel Number

Primary APN	`362 14801`
Alternative APN	`6069982`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,797 sqft Living Area
1st Floor Area	2,108 sqft
Basement Area	2,087 sqft
Finished Basement	2,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	206,910 sqft (4.75 acres)
Garage Area	896 sqft
Porch	Porch
Porch Area	287 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	405 DIVISION AVE
City	ROCKWELL
State	NC
Zip	28138-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L F10-13 & PT F14 J. S. M. MILLER PROPERTY 4.75AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2029
Census Tract	51001

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 DIVISION AVE, ROCKWELL, NC 28138-7528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 1994 · Amount on Record
Deed Sale	May 10, 1994 · Amount on Record
Deed Book / Page	731 / 757
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 DIVISION AVE, ROCKWELL, NC 28138
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013920517
Date	Jan 6, 2022
Book Page	1392/517

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANITE QUARRY, NC 28072

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 DIVISION AVE, ROCKWELL, NC 28138
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013920340
Date	Jan 4, 2022
Book Page	1392/340

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,560.00	$438,521 (-) Land $95,938 Building $342,583	$438,521 (-) Land $95,938 Building $342,583
2023	$4,560.00	$438,521 Land $95,938 Building $342,583	$438,521 Land $95,938 Building $342,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Division Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures