405 Delrey Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 405 Delrey Rd, Whitefish, MT 59937

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 4,868 sqft · built 1989
Lot Size35.6 acres (1,552,348 sqft)
Owner2 Company Names on Record
Tax Bill$57,826 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APNR0796721

Property Details

APN / Parcel Number

Primary APNR0796721
Alternative APNs
  • 07-4292-05-2-01-15-0000
  • 0000976850

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Units2 Units
Stories2 Stories
Building Area4,868 sqft Living Area
1st Floor Area2,692 sqft
2nd Floor Area2,176 sqft
Upper Floors Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Architectural StyleRustic
Exterior MaterialOther
Construction TypeLog
Roof TypeGable
Roof MaterialWood Shingle
Lot Area1,552,348 sqft (35.6 acres)
Lot Dimensions300 ft deep x 145 ft wide
TerrainWooded
Garage TypeMixed
Garage Area912 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area970 sqft
Deck Area45 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000976850
Street Address405 DELREY RD
CityWHITEFISH
StateMT
Zip59937-8087
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS05, T31 N, R22 W, ACRES 35.64, CS 21587, TR 6C IN SE4NW4 & L 5
Legal Range22W
Legal Township31N
Legal Section05
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group1
Census Block1057
Census Tract302

Owner

Source: Flathead County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address760 WHITEFISH HILLS DR, WHITEFISH, MT 59937-8076
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 29, 2021
Transfer Doc0000007872
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address405 DELREY RD, WHITEFISH, MT 59937-8087
Transaction TypeMortgage
Record UpdatedDec 13, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300021394
DateDec 1, 2023
Instrument202300021394
Lender
NameGLACIER BANK
TypeBank
AddressKALISPELL, MT 59903
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,826.00 (+47.14%)$8,477,984 (+40.88%)$8,477,984 (+40.88%) Land $4,128,744 Building $4,349,240
2023$39,300.00$6,017,953$6,017,953 Land $3,068,853 Building $2,949,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Montana
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WHITEFISH
serves 10,418 people · EPA ID MT0000357
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
CenturyLink
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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