405 Delaware Rd, Franklin, VA 23851 Property Records

Franklin City property record for 405 Delaware Rd, Franklin, VA 23851

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 1969
Lot Size0.551 acres (24,002 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2025)
Tax Bill$2,456 (2026)
Deeds & MortgagesJun 2014 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
APN037 204 58

Property Details

APN / Parcel Number

Primary APN037 204 58
Alternative APN
  • 269

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,691 sqft Living Area
Gross Area2,062 sqft
1st Floor Area1,691 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeConcrete
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,002 sqft (0.551 acres)
Lot Dimensions240 ft deep x 100 ft wide
TerrainWooded
Garage TypeDetached
Garage Area676 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number269
Street Address405 DELAWARE RD
CityFRANKLIN
StateVA
Zip23851-2998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeROA
Legal DescriptionJOYNERS ACRES LOT 58 DELAWARE ROAD 037-(204)-58
Legal SubdivisionJOYNERS ACRES
Legal Lot Number58
JurisdictionFRANKLIN CITY VA
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3008
Census Tract90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 DELAWARE RD, FRANKLIN, VA 23851-2998
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2014Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Dec 15, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
CAPTIAL CENTER LLC
Mar 25, 2008Warranty Deed, Transfer · Conventional Mortgage
NEW SOUTH FEDERAL S B

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleMar 25, 2008 · Amount on Record
Deed Document Number20253339
Record UpdatedOct 29, 2026

June 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address405 DELAWARE RD, FRANKLIN, VA 23851-2998
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01400/1295
DateJun 9, 2014
Book Page1400/1295
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2044
Interest
Rate TypeFixed Rate

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionFRANKLIN CITY VA
Recording DateDec 15, 2025
Property Address405 DELAWARE RD, FRANKLIN, VA 23851-2998
Document Number0250003339
Instrument DateDec 5, 2025
Instrument250003339
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address405 DELAWARE RD, FRANKLIN, VA 23851-2998

Mortgage

Document Number0250003340
DateDec 15, 2025
Instrument250003340
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

March 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateMar 25, 2008
Property Address405 DELAWARE RD, FRANKLIN, VA 23851-2998
Document Number000800/989
Book / Page800 / 989
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000800990
DateMar 25, 2008
Instrument800/990
Lender
NameNEW SOUTH FEDERAL S B
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,456.00 (+97.43%)$238,400 (-1.32%) Land $50,000 Building $188,400$238,400 (-1.32%) Land $50,000 Building $188,400
2025$1,244.00 (-18.37%)$241,600 (+31.38%) Land $50,000 Building $191,600$241,600 (+31.38%) Land $50,000 Building $191,600
2023$183,900 Land $38,600 Building $145,300$183,900 Land $38,600 Building $145,300
2019$1,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRANKLIN
serves 9,000 people · EPA ID VA3620350
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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