Garrard County property record for 405 Deer Run, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2001 |
| Lot Size | 0.558 acres (24,306 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Sep 2016 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28E-64 |
| Primary APN | 28E-64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,306 sqft (0.558 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 18664 |
|---|---|
| Street Address | 405 DEER RUN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 DEER RUN SUB & LLOT 64A |
| Legal Subdivision | DEER RUN |
| Legal Lot Number | 64&64A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed, Transfer |
| Sep 22, 2016 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 18, 2009 | Other, Transfer |
| Feb 20, 2009 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2009 |
| Deed Sale | May 18, 2009 |
| Deed Book / Page | 253 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 10, 2023 |
| Property Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Number | 00D320/607 |
| Book / Page | D320 / 607 |
| Map Reference | DB 313 PG 778 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 175139 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 DEER RUN, LANCASTER, KY 40444-7049 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 22, 2016 |
| Property Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Number | 000285/485 |
| Book / Page | 285 / 485 |
| Instrument Date | Sep 21, 2016 |
| Instrument | 131907 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Name | Verified Name |
|---|---|
| Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Type | Other |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 18, 2009 |
| Property Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Number | 00000253/5 |
| Book / Page | 253 / 5 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 20, 2009 |
| Property Address | 405 DEER RUN, LANCASTER, KY 40444-9549 |
| Document Number | 00000253/5 |
| Book / Page | 253 / 5 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 | |
| 2025 | $1,404.00 (-2.57%) Homeowner's exemption | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 |
| 2024 | $1,441.00 (+1.34%) Homeowner's exemption | $175,000 (+2.94%) Land $25,000 Building $150,000 | $175,000 (+2.94%) Land $25,000 Building $150,000 |
| 2023 | $1,422.00 (-5.33%) Homeowner's exemption | $170,000 (-) Land $25,000 Building $145,000 | $170,000 (-) Land $25,000 Building $145,000 |
| 2022 | $1,502.00 Homeowner's exemption | $170,000 Land $25,000 Building $145,000 | $170,000 Land $25,000 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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