405 Deer Pass E, Havana, FL 32333 Property Records

Gadsden County property record for 405 Deer Pass E, Havana, FL 32333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2009)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-2N-2W-0000-00244-1000`

Property Details

APN / Parcel Number

Primary APN	`3-07-2N-2W-0000-00244-1000`
Alternative APN	`1122040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Heated Area
Gross Area	2,246 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Other
Porch	Porch
Porch Area	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1122040000
Street Address	405 DEER PASS E
City	HAVANA
State	FL
Zip	32333-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 433 P 854--OR 712 P 669 COM
Legal Range	02W
Legal Township	02N
Legal Section	07
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1054
Census Tract	20101

Owner

Source: Gadsden County records · APN 3-07-2N-2W-0000-00244-1000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 DEER PASS E, HAVANA, FL 32333-7621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2009 · Amount on Record
Deed Sale	Apr 07, 2009 · Amount on Record
Deed Document Number	090003864
Deed Book / Page	0712 / 0669
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	405 DEER PASS E, HAVANA, FL 32333-7621
Document Number	0008351368
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 DEER PASS E HAVANA FL 323337621, HAVANA, FL 32333-7621

Mortgage

Document Number	0008351368
Date	Aug 03, 2017
Book Page	000835/001368
Instrument	5555

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gadsden County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (+2.43%) Homeowner's exemption	$147,742 (+2.9%)	$243,206 (+8.16%) Land $40,263 Building $202,943
2024	$1,483.00 (+3.63%) Homeowner's exemption	$143,579 (+3%)	$224,858 (+6.07%) Land $38,346 Building $186,512
2023	$1,431.00 (+3.85%) Homeowner's exemption	$139,398 (+3%)	$211,993 (+9.7%) Land $28,080 Building $183,913
2022	$1,378.00 Homeowner's exemption	$135,338	$193,249 Land $14,580 Building $178,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1994–2002)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2002 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.