405 Deer Crossing Rd, Elgin, SC 29045 Property Records

Richland County property record for 405 Deer Crossing Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,748 sqft · built 2015
Lot Size	0.356 acres (15,508 sqft)
Owner	Individual Name on File
Last Sale	$255,900 (Dec 2017)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28903-02-13`

Property Details

APN / Parcel Number

Primary APN	`28903-02-13`
Alternative APNs	`R28903-02-13` `01646927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,748 sqft Heated Area
Gross Area	3,622 sqft
1st Floor Area	1,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,508 sqft (0.356 acres)
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01646927
Street Address	405 DEER CROSSING RD
City	ELGIN
State	SC
Zip	29045-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 121 90X160X90X160 #SU WOODCREEK FARMS PH A9-2 #PR RB440-1543
Legal Subdivision	WOODCREEK
Legal Lot Number	90,121
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2040
Census Tract	11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 DEER CROSSING RD, ELGIN, SC 29045-8665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MTG PTRS
Dec 18, 2017	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG
Feb 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	201794901
Deed Book / Page	2267 / 3635
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	405 DEER CROSSING RD, ELGIN, SC 29045-8665
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026303470
Date	Jun 16, 2021
Book Page	2630/3470
Instrument	2021038963

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	405 DEER CROSSING RD, ELGIN, SC 29045-8665
Document Number	2487/2887
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DEER CROSSING RD ELGIN SC 290458665, ELGIN, SC 29045-8665

Mortgage

Document Number	2487/2887
Date	May 11, 2020
Book Page	002487/002887
Instrument	20703

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 18, 2017
Property Address	405 DEER CROSSING RD, ELGIN, SC 29045-8665
Document Number	2267/3635
Book / Page	002267 / 003635
Instrument Date	Dec 11, 2017
Instrument	94901
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$946.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DEER CROSSING RD ELGIN SC 290458665, ELGIN, SC 29045-8665

Mortgage

Document Number	2267/3845
Date	Dec 18, 2017
Book Page	002267/003845
Instrument	94934

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 3, 2017
Property Address	405 DEER CROSSING RD, ELGIN, SC 29045-8665
Document Number	2185/1972
Book / Page	002185 / 001972
Instrument Date	Jan 27, 2017
Instrument	8755
Transaction Type	Foreclosure
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00 (+20.65%) Homeowner's exemption	$338,400 (+2,774.62%)	$462,200 (+57.05%) Land $60,500 Building $401,700
2023	$2,102.00 (-21.39%)	$11,772 (+0.02%)	$294,300 (-12.28%)
2021	$2,674.00	$11,770	$335,500 Land $55,000 Building $280,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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