Harford County property record for 405 Daniel Ct, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,074 sqft · built 1973 |
| Lot Size | 0.263 acres (11,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,900 (Apr 2004) |
| Tax Bill | $2,690 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009351 |
| Primary APN | 03-009351 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,074 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,455 sqft (0.263 acres) |
| Porch | Slab |
| Porch Area | 720 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 009351 |
|---|---|
| Street Address | 405 DANIEL CT |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 15 11455 SF 405 DANIEL COURT HARFORD COMMONS P 23/23 |
| Legal Subdivision | HARFORD COMMONS |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 DANIEL CT, BEL AIR, MD 21014-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit HAR-CO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2004 · Amount on Record |
| Deed Sale | Apr 5, 2004 · Amount on Record |
| Prior Sale | Jun 21, 2002 · Amount on Record |
| Deed Document Number | 2004296 |
| Deed Book / Page | 5270 / 134 |
| Transfer Doc | 0000000013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 DANIEL CT, BEL AIR, MD 21014-3209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0134230095 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 13423/0095 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 DANIEL CT, BEL AIR, MD 21014-3209 |
| Document Number | 0139240144 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 405 DANIEL CT BEL AIR MD 210143209, BEL AIR, MD 21014-3209 |
| Document Number | 0139240144 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 013924/000144 |
| Name | HAR-CO CU |
|---|---|
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,690.00 (+8.51%) Homeowner's exemption | $282,200 (+2.43%) | $295,600 (+7.3%) Land $83,800 Building $211,800 |
| 2025 | $2,479.00 (+10.37%) Homeowner's exemption | $275,500 (+10.66%) Land $83,800 Building $191,700 | $275,500 (-) Land $83,800 Building $191,700 |
| 2023 | $248,967 | $275,500 Land $83,800 Building $191,700 | |
| 2022 | $2,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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