405 Dale Dr, Silver Spring, MD 20910 Property Records

Montgomery County property record for 405 Dale Dr, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,362 sqft · built 1937
Lot Size	0.135 acres (5,876 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2018)
Tax Bill	$8,371 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01042088`

Property Details

APN / Parcel Number

Primary APN	`13-01042088`
Alternative APN	`01042088`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,686 sqft
1st Floor Area	908 sqft
Basement Area	162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,876 sqft (0.135 acres)
Garage Type	Attached
Garage Area	162 sqft
Porch	Open Porch
Porch Area	306 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01042088
Street Address	405 DALE DR
City	SILVER SPRING
State	MD
Zip	20910-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SMITHS 4TH ADD
Legal Subdivision	SILVER SPRING
Legal Block	23
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	702401

Owner

405 Dale Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 DALE DR, SILVER SPRING, MD 20910-5529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage APL FCU
Jan 31, 2018	Deed, Transfer · Conventional Mortgage APL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Aug 9, 1996 · Amount on File
Deed Book / Page	55581 / 396
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 DALE DR, SILVER SPRING, MD 20910-5529
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LAWYERS ADVANTAGE TITLE GROUP, LAWYERS ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0631270054
Date	May 27, 2021
Book Page	63127/54

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 31, 2018
Property Address	405 DALE DR, SILVER SPRING, MD 20910-5529
Document Number	0555810396
Book / Page	55581 / 396
Map Reference	MB19 PL1186
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SILVER SPRING, MD 20910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DALE DR, SILVER SPRING, MD 20910-5529

Mortgage

Document Number	0055581404
Date	Jan 31, 2018
Instrument	55581/404

Lender

Name	APL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 405 Dale Dr was $8,371.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,100 (-) Land $331,500 Building $324,600	$656,100 (-) Land $331,500 Building $324,600
2025	$8,371.00	$656,100 Land $331,500 Building $324,600	$656,100 Land $331,500 Building $324,600
2023		$658,100	$669,400 Land $331,500 Building $337,900
2022	$7,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Dale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Dale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MoCoNet, Starry.

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