405 D St SE, Ardmore, OK 73401 Property Records

Carter County property record for 405 D St SE, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 910 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$22,500 (Sep 2020)
Tax Bill	$976 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-474-006-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-474-006-0-002-00`
Alternative APN	`4881`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	189 ft deep x 12 ft wide

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	196 sqft
Lean-To	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4881
Street Address	405 D ST SE
City	ARDMORE
State	OK
Zip	73401-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 474 LOT 6 N 12 1/2 (12.5X189.2) LOT 7 S 44 (44X189.2)
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	ARDMORE CITY
Legal Block	474
Legal Lot Number	6,7
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2066
Census Tract	892801

Owner

405 D St SE is owned by a company that acquired it in August 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1596 MARY NIBLACK RD, ARDMORE, OK 73401-9222
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Warranty Deed, Transfer
Aug 13, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNICATION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Document Number	202010510
Deed Book / Page	6938 / 244
Last Transfer Date	Aug 15, 2023
Transfer Doc	007421/209
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Aug 18, 2023
Property Address	405 D ST SE, ARDMORE, OK 73401-8553
Document Number	007421/209
Book / Page	7421 / 209
Instrument Date	Aug 15, 2023
Instrument	I-2023-008136
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 MARY NIBLACK RD, ARDMORE, OK 73401-9222

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 28, 2020
Property Address	405 D ST SE, ARDMORE, OK 73401-8553
Document Number	006938/244
Book / Page	6938 / 244
Instrument Date	Sep 24, 2020
Instrument	2020-010510
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$33.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 MARY NIBLACK RD, ARDMORE, OK 73401-9222

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 D ST SE, ARDMORE, OK 73401-8553
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6584/153
Date	Aug 13, 2018
Book Page	6584/153
Instrument	2018-008398

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 405 D St SE was $976, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,120 (+3.44%) Land $900 Building $9,220	$84,330 (-3.29%) Land $7,500 Building $76,830
2025	$976.00 (-0.1%)	$9,783 (+4.99%) Land $900 Building $8,883	$87,197 (-3%) Land $7,500 Building $79,697
2024	$977.00 (+11.4%)	$9,318 (+5.02%) Land $900 Building $8,418	$89,898 (+9.56%) Land $7,500 Building $82,398
2023	$877.00 (+8.54%)	$8,873 (+4.99%) Land $900 Building $7,973	$82,055 (+11.97%) Land $7,500 Building $74,555
2022	$808.00	$8,451 Land $900 Building $7,551	$73,280 Land $7,500 Building $65,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 D St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 D St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

405 D St SE, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on D St SE

Nearby Streets

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