405 Cypress Ave, Rogue River, OR 97537 Property Records

Jackson County property record for 405 Cypress Ave, Rogue River, OR 97537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2024)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`364W15CA1321`

Property Details

APN / Parcel Number

Primary APN	`364W15CA1321`
Alternative APNs	`364W15CA01321` `10957233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	68 sqft
Deck Area	660 sqft
Patio Area	788 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 CYPRESS AVE
City	ROGUE RIVER
State	OR
Zip	97537-5591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1-8
Legal Range	04W
Legal Township	36S
Legal Section	15
Legal Quarter	3
Legal Subdivision	WHITESTONE ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	JACKSON OR
Township / Civil Division	NORTHWEST JACKSON
Census Block Group	1
Census Block	1026
Census Tract	2901

Owner

405 Cypress Ave is owned and occupied by two individuals who bought it in July 2024.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · VA Mortgage PRIME LENDING INC
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	202415516
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0000010658
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591

Mortgage

Document Number	0000003440
Date	Feb 18, 2026
Instrument	2026-003440

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 6, 2020
Property Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591
Document Number	0000041923
Map Reference	VOL 27 PG 21
Instrument Date	Nov 2, 2020
Instrument	2020-041923
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591

Mortgage

Document Number	0000041924
Date	Nov 6, 2020
Instrument	2020-041924

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 5, 2018
Property Address	405 CYPRESS AVE, ROGUE RIVER, OR 97537-5591
Document Number	0000010658
Instrument Date	Apr 5, 2018
Instrument	10658
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 CYPRESS AVE ROGUE RIVER OR 975375591, ROGUE RIVER, OR 97537-5591

Tax Assessment & Valuation

The 2025 property tax bill for 405 Cypress Ave was $3,383, down 9.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Rogue River City
Unified School District	Rogue River School District 35 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,288 (+3%)	$477,790 (-4.46%) Land $163,000 Building $314,790
2025	$3,383.00 (-9.21%)	$229,415 (-9.46%) Land $81,730 Building $147,685	$500,070 (+2.41%) Land $173,800 Building $326,270
2024	$3,726.00 (+3.36%)	$253,380 (+3%) Land $90,260 Building $163,120	$488,280 (-4.3%) Land $163,000 Building $325,280
2023	$3,605.00 (+2.39%)	$246,000 (+3%) Land $80,100 Building $165,900	$510,210 (+5.95%) Land $151,780 Building $358,430
2022	$3,521.00	$238,840 Land $77,770 Building $161,070	$481,550 Land $160,570 Building $320,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Cypress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Cypress Ave is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 65% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROGUE RIVER serves 2,345 people · EPA ID OR4100712
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20

May also be available: Hunter Communications, Rogue Broadband.

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