405 Covington Loop, Saulsbury, TN 38067 Property Records

Hardeman County property record for 405 Covington Loop, Saulsbury, TN 38067

Property Summary

Property Type	Rural Home
Details	4 ba · 2,440 sqft · built 1975
Lot Size	22.5 acres (981,407 sqft)
Owner	2 Company Names on File
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`035129 00701`

Property Details

APN / Parcel Number

Primary APN	`035129 00701`
Alternative APNs	`035129 00702` `129 00702` `129 00701`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	981,407 sqft (22.5 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	476 sqft

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	405 COVINGTON LOOP
City	SAULSBURY
State	TN
Zip	38067-7839
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DDT051575 DBB6 PG459 DDT061774 DBS5 PG315
Jurisdiction	HARDEMAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2010
Census Tract	950600

Owner

405 Covington Loop, a rural home, is owned by a company that acquired it in July 2025.

Source: Hardeman County records, as of July 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage REGIONS BANK
Oct 18, 2023	Intrafamily Transfer, Transfer
Aug 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 26, 2023	Correction Deed
May 1, 2023	Correction Deed
Jan 27, 2023	Intrafamily Transfer, Transfer
Feb 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Prior Sale	Jun 10, 2014 · Amount on File
Deed Document Number	2025244700
Deed Book / Page	132 / 61
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Recording Date	Jun 30, 2026
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	0000248857
Book / Page	845 / 546
Instrument Date	Jun 25, 2026
Instrument	2026248857
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

Mortgage

Document Number	0000248857,
Date	Jun 30, 2026
Book Page	845/546
Instrument	2026248857

Lender

Name	REGIONS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEMAN TN
Recording Date	Oct 18, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	000121/563
Book / Page	121 / 563
Instrument Date	Oct 5, 2023
Instrument	235903
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEMAN TN
Recording Date	Aug 10, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	000120/595
Book / Page	120 / 595
Instrument Date	Jul 28, 2023
Instrument	235155
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

Mortgage

Document Number	0000235156
Date	Aug 10, 2023
Instrument	235156

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARDEMAN TN
Recording Date	Apr 26, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	000118/887
Book / Page	118 / 887
Instrument Date	Apr 20, 2023
Instrument	233949
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARDEMAN TN
Recording Date	May 1, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	0000119/21
Book / Page	119 / 21
Instrument Date	Jan 23, 2023
Instrument	233996
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEMAN TN
Recording Date	Jan 27, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	000117/716
Book / Page	117 / 716
Instrument Date	Jan 23, 2023
Instrument	232994
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDEMAN TN
Recording Date	Feb 6, 2023
Property Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839
Document Number	000117/811
Book / Page	117 / 811
Instrument Date	Jan 23, 2023
Instrument	233104
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COVINGTON LOOP, SAULSBURY, TN 38067-7839

Tax Assessment & Valuation

The 2025 property tax bill for 405 Covington Loop was $1,589.

Source: Hardeman County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 Additional exemption filed	$87,775 Land $3,500 Building $84,275
2023		$4,475 (-83.68%) Land $4,300 Building $175	$385,100 (+251.05%) Land $48,000 Building $337,100
2022		$27,425 Land $6,125 Building $21,300	$109,700 Land $24,500 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Covington Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Covington Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Covington Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures