405 Cornell Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 405 Cornell Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,362 sqft · built 2022
Lot Size	0.253 acres (11,025 sqft)
Owner	Individual Name on Record
Last Sale	$738,000 (May 2026)
Tax Bill	$15,286 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Construction Loan + 2 more
APN	`E554500000000200`

Property Details

APN / Parcel Number

Primary APN	`E554500000000200`
Alternative APN	`1067429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,362 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	3,362 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Tile
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	113 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 CORNELL AVE
City	MCALLEN
State	TX
Zip	78504-0676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMBERS LOT 2
Legal Subdivision	EMBERS - SML
Legal Block	2
Legal Lot Number	2
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	2
Census Block	2003
Census Tract	23536

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 CORNELL AVE, MCALLEN, TX 78504-0676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer · Conventional Mortgage BANK MORTGAGE SOLUTIONS LLC
Jan 31, 2022	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK
Jan 31, 2022	Deed of Trust, Mortgage VANTAGE BANK
Jun 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	May 27, 2021
Deed Document Number	20263750004
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0003351307
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIDALGO TX
Recording Date	May 6, 2026
Property Address	405 CORNELL AVE, MCALLEN, TX 78504-0676
Document Number	0003750004
Instrument Date	May 1, 2026
Instrument	2026.3750004
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	VALLEY LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CORNELL AVE, MCALLEN, TX 78504-0676

Mortgage

Document Number	0003750005,
Date	May 6, 2026
Instrument	2026..3750005

Lender

Name	BANK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	405 CORNELL AVE, MCALLEN, TX 78504-0676
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, VALLEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 INTERIOR 2402 B DELEGACION CUAJIMILPA DE JUAREZ

Mortgage

Document Number	0003305120
Date	Jan 31, 2022
Instrument	3305120

Lender

Name	VANTAGE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	405 CORNELL AVE, MCALLEN, TX 78504-0676
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, VALLEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003305121
Date	Jan 31, 2022
Instrument	3305121

Lender

Name	VANTAGE BANK
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIDALGO TX
Recording Date	Jun 13, 2022
Property Address	405 CORNELL AVE, MCALLEN, TX 78504-0676
Document Number	0003351307
Map Reference	DOC 2718358
Instrument Date	Oct 6, 2021
Instrument	3351307
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4217 COLBATH AVE # AVE120B, AVE120B, MCALLEN, TX 78503-8442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 COLBATH AVE APT 120B, 120B, MCALLEN, TX 78503-8483

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,821 (-0.85%) Land $187,425 Building $475,396	$662,821 (-0.85%) Land $187,425 Building $475,396
2025	$15,286.00 (+5.3%)	$668,536 (+12.56%) Land $187,425 Building $481,111	$668,536 (+12.56%) Land $187,425 Building $481,111
2024	$14,517.00 (+3.89%)
2023	$13,973.00 (+17.64%)	$593,945 Land $164,273 Building $429,672	$593,945 Land $164,273 Building $429,672
2022	$11,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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