Sanders County property record for 405 Cook St, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $377 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R351279 |
| Primary APN | R351279 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000000510 |
|---|---|
| Street Address | 405 COOK ST |
| City | PLAINS |
| State | MT |
| Zip | 59859-7757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGOWAN SECOND ADD (PLAINS), S26, T20 N, R26 W, BLOCK 00P, LOT A, ACRES 0.26, PLAT S COS 1963 |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | MCGOWAN SECOND ADD (PLAINS) |
| Legal Block | P |
| Legal Lot Number | A |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 100 |
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 364, PLAINS, MT 59859-0364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MANN MORTGAGE LLC |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| May 28, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance MANN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 |
| Deed Sale | Jun 10, 2022 |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2022326260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 405 COOK ST, PLAINS, MT 59859-7757 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000312859 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 312859 |
| Name | MANN MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 405 COOK ST, PLAINS, MT 59859-7757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | NOT AVAILABLE, CFT |
| Name | Verified Name |
|---|
| Document Number | 316008 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 316008 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | May 28, 2019 |
| Property Address | 405 COOK ST, PLAINS, MT 59859-7757 |
| Document Number | 312858 |
| Instrument Date | May 21, 2019 |
| Instrument | 312858 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35905 LEANIN TREE LN, RONAN, MT 59864-9386 |
| Document Number | 312859 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 312859 |
| Name | MANN MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Plains Town |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377.00 (-31.7%) Homeowner's exemption | $336,200 (-) | |
| 2025 | $552.00 (-78.74%) Homeowner's exemption | $336,200 (+16.9%) | $336,200 (+16.9%) Land $77,671 Building $258,529 |
| 2023 | $2,596.00 | $287,600 | $287,600 Land $36,423 Building $251,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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