405 Cook Rd, Fleming, GA 31309 Property Records

Liberty County property record for 405 Cook Rd, Fleming, GA 31309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,764 sqft · built 2009
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Sep 2024)
Tax Bill$4,189 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN179 064

Property Details

APN / Parcel Number

Primary APN179 064
Alternative APN
  • 3416

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,764 sqft Heated Area
1st Floor Area2,764 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area45,738 sqft (1.05 acres)

Exterior Amenities

PorchSlab
Porch Area12 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number3416
Street Address405 COOK RD
CityFLEMING
StateGA
Zip31309-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description1.05 AC E/S COOK RD
JurisdictionLIBERTY GA
Township / Civil DivisionHINESVILLE
Census Block Group1
Census Block1019
Census Tract10401

Owner

405 Cook Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Liberty County records, as of March 24, 2026

Owner of Record2 Individual Names on File
Mailing Address405 COOK RD, FLEMING, GA 31309-8109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · VA Mortgage
COASTAL CUSTOM MORTGAGE
Oct 5, 2021Warranty Deed, Transfer
Aug 14, 2017Deed of Trust, Mortgage · VA Mortgage
WR STARKEY MORTGAGE LLP
Feb 9, 2021Quit Claim Deed, Transfer · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2024 · Amount on File
Deed SaleSep 23, 2024 · Amount on File
Prior SaleOct 5, 2021 · Amount on File
Deed Document Number20246596
Deed Book / Page2369 / 223
Prior Transfer DateApr 6, 2004
Prior Transfer Doc1230000486
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address405 COOK RD, FLEMING, GA 31309-8109
Transaction TypeMortgage
Record UpdatedJan 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COOK RD, FLEMING, GA 31309-8109

Mortgage

Document Number0021830000000901
DateOct 6, 2021
Book Page0000002183/0000000901
Instrument009420
Lender
NameCOASTAL CUSTOM MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIBERTY GA
Recording DateOct 5, 2021
Property Address405 COOK RD, FLEMING, GA 31309-8109
Document Number0021830899
Book / Page2183 / 899
Instrument DateOct 5, 2021
Instrument2021-002981
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COOK RD, FLEMING, GA 31309-8109

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address405 COOK RD, FLEMING, GA 31309-8109
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transaction

Additional
  • Notice of Trustee Sale

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019590753
DateAug 14, 2017
Book Page1959/753
Instrument004813
Lender
NameWR STARKEY MORTGAGE LLP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLIBERTY GA
Recording DateFeb 9, 2021
Property Address405 COOK RD, FLEMING, GA 31309-8109
Document Number0021290903
Book / Page002129 / 000903
Instrument DateFeb 2, 2020
Transaction TypeTransfer
Record UpdatedMar 8, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 COOK RD FLEMING GA 313098109, FLEMING, GA 31309-8109

Mortgage

Document Number21290906
DateFeb 9, 2021
Book Page002129/000906
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 8, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Cook Rd was $4,189 with a homeowner's exemption.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyLiberty County
Unified School DistrictLiberty County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,189.00$101,541 (+120.98%) Land $3,968 Building $97,573$253,854 (+120.98%) Land $9,921 Building $243,933
2024$4,189.00 (+116.71%)$45,951 (+10.86%) Land $3,968 Building $41,983$114,878 (+10.86%) Land $9,921 Building $104,957
2023$1,933.00$41,451 Land $3,968 Building $37,483$103,629 Land $9,921 Building $93,708

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Cook Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims7 (2014–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Cook Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Coastal Fiber
Fiber
1,000 / 1,000

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