405 Collins St, Joliet, IL 60432 Property Records

Will County property record for 405 Collins St, Joliet, IL 60432

Property Summary

Property Type	Commercial
Details	built 1938
Lot Size	0.31 acres (13,505 sqft)
Owner	Individual Name on File
Last Sale	$137 (Mar 2017)
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-10-135-012`

Property Details

APN / Parcel Number

Primary APN	`30-07-10-135-012`
Alternative APN	`07101350120000`

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	13,505 sqft (0.31 acres)

Location & Zoning

Street Address	405 COLLINS ST
City	JOLIET
State	IL
Zip	60432-2312
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLOCK 7 LOT 8 THE S 44 FT OF LOT 5 (EX THE W 8 FT OF SD LOTS) IN CASSEDAY'S ADDN TO JOLIET, BEING A SUB OF PRT OF THE E1/2 O
Legal Range	10E
Legal Township	35N
Legal Section	10
Legal Subdivision	CASSEDAY'S ADD
Legal Block	7
Legal Lot Number	8
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1000
Census Tract	882000

Owner

405 Collins St, a commercial property, is owned by an individual who bought it in March 2017.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	949 MEADOWBROOK RD, ELWOOD, IL 60421-6070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Mar 2, 2017	Warranty Deed, Transfer · Commercial Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Jul 1, 2009 · Amount on File
Deed Document Number	201717845
Prior Transfer Date	Aug 4, 1994
Prior Transfer Doc	0000076530
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	405 COLLINS ST, JOLIET, IL 60432-2312
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025164
Date	Mar 30, 2017
Instrument	R2017025164

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	JOLIET, IL 60432

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 24, 2022

Interest

Rate	4.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 2, 2017
Property Address	405 COLLINS ST, JOLIET, IL 60432-2312
Document Number	0000017845
Instrument Date	Feb 24, 2017
Instrument	R2017017845
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 ARROWHEAD DR, ELWOOD, IL 60421-6072

Mortgage

Document Number	0000017846
Date	Mar 2, 2017
Instrument	R2017017846

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	JOLIET, IL 60432

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 24, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Collins St was $5,986.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,986.00	$66,660 (-) Land $15,527 Building $51,133	$199,980 (-) Land $46,581 Building $153,399
2024		$66,660 Land $15,527 Building $51,133	$199,980 Land $46,581 Building $153,399
2022	$6,789.00	$66,660 Land $15,527 Building $51,133	$199,980 Land $46,581 Building $153,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Collins St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1981–2020)
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Collins St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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