405 Collins Ave, Hurlock, MD 21643 Property Records

Dorchester County property record for 405 Collins Ave, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,466 sqft · built 1961
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2026)
Tax Bill	$5,934 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-010371`

Property Details

APN / Parcel Number

Primary APN	`15-010371`
Alternative APN	`010371`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,466 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010371
Street Address	405 COLLINS AVE
City	HURLOCK
State	MD
Zip	21643-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13,500 SQ. FT. 405 COLLINS AVE HURLOCK
Legal Subdivision	HURLOCK LAND IMPROV CO
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2063
Census Tract	970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 COLLINS AVE, HURLOCK, MD 21643-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOAN
Jan 27, 2022	Deed, Transfer · Line of Credit THE QUEENSTOWN BANK OF MARYLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Book / Page	2012 / 356
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 6, 2026
Property Address	405 COLLINS AVE, HURLOCK, MD 21643-3439
Document Number	2012000356
Book / Page	2012 / 356
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	IN TITLE, INTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	405 COLLINS AVE, HURLOCK, MD 21643-3439

Mortgage

Document Number	2012000367,
Date	May 6, 2026
Book Page	2012/367

Lender

Name	DIRECT MORTGAGE LOAN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 27, 2022
Property Address	405 COLLINS AVE, HURLOCK, MD 21643-3439
Document Number	0017150453
Book / Page	1715 / 453
Map Reference	LB JFD 1 FO 40
Instrument Date	Jan 26, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, EVANS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4199 OSBORNE RD, HURLOCK, MD 21643-3001

Mortgage

Document Number	0000171562
Date	Jan 27, 2022
Instrument	1715/62

Lender

Name	THE QUEENSTOWN BANK OF MARYLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Hurlock Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,934.00 (+26.07%) Homeowner's exemption	$352,600 (+29.49%)	$432,900 (-) Land $31,900 Building $401,000
2025	$4,707.00 (+44.08%)	$272,300 (+48.96%)	$432,900 (+125.47%) Land $31,900 Building $401,000
2023	$3,267.00	$182,800	$192,000 Land $31,900 Building $160,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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