Kent County property record for 405 Cold Spring Pl, Dover, DE 19904 · Last verified March 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $194,900 (2024) |
| Tax Bill | $941.00 (2023) |
Source: Kent County records · APN 2-05-076.06-02-84.00-000
Assessment roll updated February 15, 2023 · Last verified March 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATION ONE MORTGAGE |
| Apr 04, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 03, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2024 · Amount on Record |
| Deed Sale | Feb 09, 2024 · Amount on Record |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Doc Number | 2024-488473 |
| Deed Book / Page | 12860 / 99 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 09, 2024 |
| Property Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Document Number | 0000488473 |
| Book / Page | 12860 / 99 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2024-488473 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,898.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Document Number | 0000488474 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024-488474 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Number | 0000488475 |
|---|---|
| Date | Feb 09, 2024 |
| Book Page | 12860/119 |
| Instrument | 2024-488475 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Document Number | 0000448266 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 11859/234 |
| Instrument | 2022-448266 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 03, 2020 |
| Property Address | 405 COLD SPRING PL, DOVER, DE 19904-2648 |
| Document Number | 0000381256 |
| Book / Page | 010065 / 000229 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 381256 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 405 COLD SPRING PL DOVER DE 199042648, DOVER, DE 19904-2648 |
| Document Number | 381257 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 010065/000233 |
| Instrument | 381257 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2050 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified March 2024
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $941.00 | $32,000 Land $3,700 Building $28,300 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2-05-076.06-02-84.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,680 sqft Gross Area |
| Basement Area | 560 sqft Basement |
| Unfinished Basement | 560 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 105 ft x 20.6 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 13642 |
|---|---|
| Old Parcel Number | ED05076.060284.00/000 |
| Street Address | 405 COLD SPRING PL |
| City | DOVER |
| State | DE |
| Zip | 19904-2648 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE GREENS OF DOVER, SEC. III, LOT 72, 405 COLD SPRING PLACE |
| Legal Subdivision | THE GREENS OF DOVER SEC 3 |
| Legal Lot Number | 72 405 |
| Jurisdiction | KENT DE |
| Minor Civil Division | DOVER |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 40700 |
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