405 Cognac Cv, Madison, MS 39110 Property Records

Madison County property record for 405 Cognac Cv, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,618 sqft · built 2012
Lot Size	0.389 acres (16,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`071A-11-469`

Property Details

APN / Parcel Number

Primary APN	`071A-11-469`
Alternative APNs	`071A-11-469/00.00` `47730`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,618 sqft Adjusted Area
Gross Area	2,181 sqft
1st Floor Area	2,181 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,984 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	47730
Street Address	405 COGNAC CV
City	MADISON
State	MS
Zip	39110-6980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 LANDS END OF CYPRESS LAKE
Legal Range	01E
Legal Township	07N
Legal Section	11
Legal Subdivision	LANDS END OF CYPRESS LAKE
Legal Lot Number	19
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	30204

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 COGNAC CV, MADISON, MS 39110-6980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2015
Deed Sale	Nov 9, 2015
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	2015772718
Deed Book / Page	3274 / 364
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	002707/555
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Jun 29, 2023
Property Address	405 COGNAC CV, MADISON, MS 39110-6980
Document Number	004345/342
Book / Page	4345 / 342
Map Reference	CAB C SL 156
Instrument Date	Jun 29, 2023
Instrument	984649
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ROUNDWOOD RD, NEWTON, MA 02464-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 COGNAC CV, MADISON, MS 39110-6980

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00	$39,809 (-)	$265,390 (-) Land $48,000 Building $217,390
2024	$4,638.00
2023	$4,638.00	$39,809 (-)	$265,390 (-) Land $48,000 Building $217,390
2022	$4,638.00	$39,809	$265,390 Land $48,000 Building $217,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
NETSPEEDMS Fixed Wireless	301 / 172
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20