Herkimer County and Schuyler Town property record for 405 Cogar Dr, Frankfort, NY 13340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,902 sqft · built 2024 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,784 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2024 Sale |
| APN | 214800 105.2-4-7 |
| Primary APN | 214800 105.2-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 392,040 sqft (9 acres) |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 150003180 |
|---|---|
| Street Address | 405 COGAR DR |
| City | FRANKFORT |
| State | NY |
| Zip | 13340-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | SCHUYLER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11302 |
Source: Herkimer County and Schuyler Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 144 OVERLOOK DR, POLAND, NY 13431-1750 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · ARM AMERICU CU |
| Apr 16, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 0020241596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 405 COGAR DR, FRANKFORT, NY 13340-5438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | RP20241969 |
|---|---|
| Date | May 9, 2024 |
| Instrument | RP2024-1969 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 1, 2035 |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Apr 16, 2024 |
| Property Address | 405 COGAR DR, FRANKFORT, NY 13340-5438 |
| Document Number | RP20241596 |
| Instrument Date | Apr 9, 2024 |
| Instrument | RP2024-1596 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 144 OVERLOOK DR, POLAND, NY 13431-1750 |
Source: Herkimer County and Schuyler Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Schuyler Town |
| Unified School District | Frankfort-Schuyler Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,784.00 (+478.35%) | ||
| 2025 | $1,173.00 (-40.21%) | $165,000 (+442.76%) Land $32,000 Building $133,000 | $311,321 (+501.64%) Land $60,377 Building $250,944 |
| 2023 | $30,400 Land $30,400 | $51,745 Land $51,745 | |
| 2020 | $1,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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