405 Coachman Ln, Tryon, NC 28782 Property Records

Polk County property record for 405 Coachman Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,242 sqft · built 1980
Lot Size	26.4 acres (1,153,599 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2019)
Tax Bill	$3,076 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P63-1`

Property Details

APN / Parcel Number

Primary APN	`P63-1`
Alternative APN	`57156`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,242 sqft Finished Area
Basement Area	336 sqft
Unfinished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,153,599 sqft (26.4 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57156
Street Address	405 COACHMAN LN
City	TRYON
State	NC
Zip	28782-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SPL/CMB, 26.483 AC, 0H02 HUNTING WOOD 09
Legal Subdivision	HUNTING WOOD
Legal Lot Number	1
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	4
Census Block	4007
Census Tract	920304

Owner

405 Coachman Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 COACHMAN LN, TRYON, NC 28782-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jul 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME TRUST & SAVINGS BANK
Apr 12, 2018	Warranty Deed, Transfer
Apr 12, 2018	Warranty Deed, Transfer
Oct 4, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Book / Page	441 / 1615
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	00332/0070
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	405 COACHMAN LN, TRYON, NC 28782-9701
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	450/1774
Date	Jul 29, 2020
Book Page	450/1774

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 5, 2019
Property Address	405 COACHMAN LN, TRYON, NC 28782-9701
Document Number	00441/1615
Book / Page	441 / 1615
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COACHMAN LN, TRYON, NC 28782-9701

Mortgage

Document Number	00441/1621
Date	Jul 5, 2019
Book Page	441/1621

Lender

Name	HOME TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 12, 2018
Property Address	405 COACHMAN LN, TRYON, NC 28782-9701
Document Number	00432/2046
Book / Page	432 / 2046
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	617 WHITE POINT RD, FRIDAY HARBOR, WA 98250-7400

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 12, 2018
Property Address	405 COACHMAN LN, TRYON, NC 28782-9701
Document Number	00432/2050
Book / Page	432 / 2050
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WILDEMAN LN, TRYON, NC 28782-6778

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Oct 4, 2017
Property Address	405 COACHMAN LN, TRYON, NC 28782-9701
Document Number	00429/0498
Book / Page	429 / 0498
Instrument Date	Sep 7, 2017
Instrument	004664630003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 COACHMAN LN, 405, TRYON, NC 28782-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 WHITE POINT RD, FRIDAY HARBOR, WA 98250-7400

Tax Assessment & Valuation

The 2026 property tax bill for 405 Coachman Ln was $3,076, up 3.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00 (+3.74%)	$557,890 (-) Land $215,129 Building $342,761	$557,890 (-) Land $215,129 Building $342,761
2025	$2,965.00	$557,890 Land $215,129 Building $342,761	$557,890 Land $215,129 Building $342,761
2023	$2,663.00	$407,982 Land $188,955 Building $219,027
2021			$407,982 Land $188,955 Building $219,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Coachman Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Coachman Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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