405 Co Rd NN, Wilson, WI 54027 Property Records

St. Croix County property record for 405 Co Rd NN, Wilson, WI 54027

Property Summary

Property Type	Vacant Land
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Nov 2025)
Tax Bill	$3,231 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-1018-30-000`

Property Details

APN / Parcel Number

Primary APN	`004-1018-30-000`
Alternative APNs	`08.28.15.124` `1537350`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	405 COUNTY ROAD NN
City	WILSON
State	WI
Zip	54027-2431
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SEC 8 T28N R15W S 1/2 SW SW & S 1/2 SE SW
Legal Range	15W
Legal Township	28N
Legal Section	08
Jurisdiction	ST CROIX WI
Township / Civil Division	CADY
Census Block Group	4
Census Block	4009
Census Tract	120700

Owner

405 Co Rd NN, vacant land, is owned and occupied by two individuals who bought it in November 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 COUNTY RD, WILSON, WI 54027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 15, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Document Number	20251199838
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	0000985966
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	405 COUNTY ROAD NN, WILSON, WI 54027-2431
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001189275
Date	Feb 25, 2025
Instrument	1189275

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.7%
Index	6-Month LIBOR
Margin	4
Max Rate	12.7%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 4, 2025
Property Address	405 COUNTY ROAD NN, WILSON, WI 54027-2431
Document Number	0001199838
Instrument Date	Oct 27, 2025
Instrument	1199838
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199839
Date	Nov 4, 2025
Instrument	1199839

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	405 COUNTY ROAD NN, WILSON, WI 54027-2431
Document Number	0001061515
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COUNTY ROAD NN WILSON WI 540272431, WILSON, WI 54027-2431

Mortgage

Document Number	0001061515
Date	Feb 23, 2018
Instrument	1061515

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 405 Co Rd NN was $3,231 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Cady Town
Unified School District	Baldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,231.00 Homeowner's exemption
2025	$3,231.00 (+4.97%) Homeowner's exemption	$195,400 (-0.05%) Land $30,000 Building $165,400	$195,400 (-0.05%) Land $30,000 Building $165,400
2024	$3,078.00 (+4.3%) Homeowner's exemption	$195,500 (-) Land $30,100 Building $165,400	$195,500 (-) Land $30,100 Building $165,400
2023	$2,951.00 Homeowner's exemption	$195,500 Land $30,100 Building $165,400	$195,500 Land $30,100 Building $165,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Co Rd NN in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Co Rd NN is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd NN

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