405 Co Rd 723, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 405 Co Rd 723, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,440 sqft · built 1997
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2021)
Tax Bill	$66 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-11-09-29-0-000-006.044`

Property Details

APN / Parcel Number

Primary APN	`13-11-09-29-0-000-006.044`
Alternative APN	`213193`

Interior

Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	9,450 sqft (0.217 acres)
Porch	Patio
Porch Area	480 sqft
Deck Area	324 sqft

Location & Zoning

Account Number	213193
Street Address	405 COUNTY ROAD 723
City	CEDAR BLUFF
State	AL
Zip	35959-2456
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 42, WATERHOUSE CAMPGROUND, PB 9 PG 124
Legal Range	11E
Legal Township	09S
Legal Section	29
Legal Subdivision	WATERHOUSE CAMPGROUND
Legal Lot Number	42
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3009
Census Tract	955701

Owner

405 Co Rd 723, a mobile home, is owned and occupied by two individuals who bought it in September 2021.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Deed Document Number	2021220526
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 23, 2021
Property Address	405 COUNTY ROAD 723, CEDAR BLUFF, AL 35959-2456
Document Number	0000220526
Map Reference	PB 9 PG 124
Instrument Date	Sep 9, 2021
Instrument	220526
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	586 WATERS RD, HIRAM, GA 30141-5236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MISTY VALLEY DR, CANTON, GA 30114-7732

Mortgage

Document Number	0000220527
Date	Sep 23, 2021
Instrument	220527

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 405 Co Rd 723 was $66 with a homeowner's exemption, up 1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$66.00 (+1%)
2025	$60.00 (-29.41%) Homeowner's exemption	$2,000 (-1.96%) Land $660 Building $1,340	$35,900 (+13.25%) Land $9,800 Building $26,100
2024	$85.00 (-3.41%) Additional exemption filed	$2,040 (-13.56%) Building $2,040	$31,700 (-1.86%) Land $8,800 Building $22,900
2023	$88.00 (-5.38%) Homeowner's exemption	$2,360 (+107.02%)	$32,300 (-1.82%) Land $8,800 Building $23,500
2022	$93.00 Homeowner's exemption	$1,140 Land $880 Building $260	$32,900 Land $8,800 Building $24,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Co Rd 723 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Co Rd 723 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 723

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