405 Co Rd 5045, Leonard, TX 75452 Property Records

Fannin County property record for 405 Co Rd 5045, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,499 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,846 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0924-004-0010-02`

Property Details

APN / Parcel Number

Primary APN	`0924-004-0010-02`
Alternative APN	`109402`

Interior

Full Baths	2.5 Baths
Building Area	4,499 sqft Living Area
1st Floor Area	1,905 sqft
2nd Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0924-004-0010-02
Old Parcel Number	109402
Street Address	405 COUNTY ROAD 5045
City	LEONARD
State	TX
Zip	75452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0924 J ROBERTS, ACRES 2
Legal Subdivision	JOHN ROBERTS ABS 924
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1050
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1206, LEONARD, TX 75452-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012
Deed Sale	Jul 17, 2012
Deed Document Number	0000162462
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	405 COUNTY ROAD 5045, LEONARD, TX 75452
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000199
Date	Jan 11, 2021
Instrument	2021000199

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,640 (-0.89%) Land $135,000 Building $415,640	$550,640 (-0.89%) Land $135,000 Building $415,640
2024	$1,846.00 (-52.92%)
2023		$555,600 Land $145,000 Building $410,600	$555,600 Land $145,000 Building $410,600
2018	$3,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
360 Broadband Fixed Wireless	200 / 50

May also be available: Frontier.

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