Wharton County property record for 405 Co Rd 226, Wharton, TX 77488
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,866 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,771 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20003-000-039-40 |
| Primary APN | 20003-000-039-40 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 1,866 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Account Number | 2000300003940 |
|---|---|
| Street Address | 405 COUNTY ROAD 226 |
| City | WHARTON |
| State | TX |
| Zip | 77488-4683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A20003 ABST.3 TRACT 24A-2A |
| Legal Subdivision | STEPHEN F AUSTIN LEAGUE 2 ABS |
| Legal Tract | 24A-2A |
| Legal Block | 2 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | EAST BERNARD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 740100 |
405 Co Rd 226 is owned and occupied by two individuals.
Source: Wharton County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 COUNTY ROAD 226, WHARTON, TX 77488-4683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 405 COUNTY ROAD 226, WHARTON, TX 77488-4683 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001076/293 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 1076/293 |
| Instrument | 2017-00005853 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79935 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 2, 2047 |
The 2025 property tax bill for 405 Co Rd 226 was $1,771 with exemptions applied.
Source: Wharton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wharton County |
| Unified School District | Wharton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,520 (+1%) | $420,109 (+17.6%) Land $120,000 Building $300,109 | |
| 2025 | $1,771.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $310,473 | $357,228 Land $66,800 Building $290,428 |
| 2023 | $315,269 Land $59,800 Building $255,469 | $315,269 Land $59,800 Building $255,469 | |
| 2022 | $3,037.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Co Rd 226 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 36 (1994–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Co Rd 226 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: Nextlink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures