Sarasota County property record for 405 Clover Rd, Venice, FL 34293
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 1962 |
| Lot Size | 0.216 acres (9,437 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $274,900 (Mar 2021) |
| Tax Bill | $3,417 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436-06-0003 |
| Primary APN | 0436-06-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,437 sqft (0.216 acres) |
| Lot Dimensions | 108 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 CLOVER RD |
|---|---|
| City | VENICE |
| State | FL |
| Zip | 34293-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 477 VENICE GARDENS UNIT 7 |
| Legal Range | 19E |
| Legal Township | 39S |
| Legal Section | 21 |
| Legal Subdivision | VENICE GARDENS UNIT 07 |
| Legal Tract | 1372 |
| Legal Lot Number | 477 |
| Legal Unit | 7 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | VENICE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2504 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Mar 4, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 25, 2018 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on Record |
| Deed Sale | Mar 4, 2021 · Amount on Record |
| Prior Sale | Dec 9, 2014 · Amount on Record |
| Deed Document Number | 2021037733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000054222 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023054222 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000138138 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020138138 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000037733 |
| Map Reference | MB 10 PG 2 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021037733 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2392 CHYNN AVE, 2392, NORTH PORT, FL 34286-9170 |
| Name | Verified Name |
|---|---|
| Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000037734 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021037734 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000014490 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 405 CLOVER RD VENICE FL 342932708, VENICE, FL 34293-2708 |
| Document Number | 0000014490 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 14490 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 405 CLOVER RD, VENICE, FL 34293-2708 |
| Document Number | 0000052982 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Address | 405 CLOVER RD VENICE FL 342932708, VENICE, FL 34293-2708 |
| Document Number | 0000052982 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 52982 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,417.00 (-19.24%) | $295,700 (-12.51%) Land $97,600 Building $198,100 | $295,700 (-12.51%) Land $97,600 Building $198,100 |
| 2023 | $4,231.00 (+15.98%) | $338,000 (+25.42%) Land $101,800 Building $236,200 | $338,000 (+25.42%) Land $101,800 Building $236,200 |
| 2022 | $3,648.00 | $269,500 Land $95,900 Building $173,600 | $269,500 Land $95,900 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 5 (1992–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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