405 Clifton Ave, Findlay, OH 45840 Property Records

Hancock County property record for 405 Clifton Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1965
Lot Size	0.18 acres (7,832 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Apr 2026)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-121-15-001.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-15-001.000`
Alternative APN	`580000238930`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,832 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 CLIFTON AVE
City	FINDLAY
State	OH
Zip	45840-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD ADD THE LOT 6257 & PT ALY
Legal Subdivision	HOWARD ADD
Legal Lot Number	6257
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	6
Census Block	6013
Census Tract	400

Owner

405 Clifton Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Hancock County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Fiduciary Deed, Transfer WHITMAN TITLE
Apr 27, 2026	Fiduciary Deed, Transfer WHITMAN TITLE
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Mar 31, 1992
Deed Document Number	20262962
Deed Book / Page	2628 / 3909
Record Updated	Sep 20, 2026

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 27, 2026
Property Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number	02628/3909
Book / Page	2628 / 3909
Instrument Date	Apr 21, 2026
Instrument	20262962
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WHITMAN TITLE

Transaction

Amount	Amount on Record
Tax	$49,086.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 27, 2026
Property Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number	0000002962
Book / Page	2628 / 3909
Instrument Date	Apr 21, 2026
Instrument	2026.2962
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	WHITMAN TITLE

Transaction

Amount	Amount on Record
Tax	$49,086.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	405 CLIFTON AVE, FINDLAY, OH 45840-3805
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2546/0149
Date	Oct 1, 2018
Book Page	2546/0149
Instrument	201800008210

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 25, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 405 Clifton Ave was $1,675 with exemptions applied, up 51.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (+51.17%) Homeowner's exemption Senior Citizen's exemption	$53,240 (+29.85%) Land $6,630 Building $46,610	$152,090 Land $18,930 Building $133,160
2024	$1,108.00 (-2.12%)	$41,000 (-) Land $5,100 Building $35,900
2023	$1,132.00 Homeowner's exemption Senior Citizen's exemption	$41,000 Land $5,100 Building $35,900
2022			$117,120 Land $14,560 Building $102,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Clifton Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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