Clearfield County property record for 405 Clearfield St, Grassflat, PA 16839
| Property Type | Single Family Home |
|---|---|
| Details | built 1900 |
| Lot Size | 0.53 acres (23,086 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,500 (Nov 2012) |
| Tax Bill | $440 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T08-597-00030 |
| Primary APN | T08-597-00030 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 23,086 sqft (0.53 acres) |
| Account Number | 110031873 |
|---|---|
| Street Address | 405 CLEARFIELD ST |
| City | GRASSFLAT |
| State | PA |
| Zip | 16839-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H, SHED, L 189 & PART L 190 |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | COOPER |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 330800 |
405 Clearfield St is owned and occupied by an individual who bought it in November 2012.
Source: Clearfield County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 CLEARFIELD ST, GRASSFLAT, PA 16839-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2012 · Amount on File |
| Deed Sale | Nov 7, 2012 · Amount on File |
| Prior Sale | Jun 21, 2012 · Amount on File |
| Deed Document Number | 201215125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 405 CLEARFIELD ST, GRASSFLAT, PA 16839-9635 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0202405052 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 202405052 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 405 CLEARFIELD ST, GRASSFLAT, PA 16839-9635 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0201805397 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 201805397 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 405 Clearfield St was $440, up 0.2% from the year before.
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| County Subdivision | Cooper Township |
| Unified School District | West Branch Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440.00 (+0.23%) | $5,400 Land $2,650 Building $2,750 | |
| 2025 | $439.00 (+555.22%) | ||
| 2024 | $67.00 | $2,700 (-) Land $1,325 Building $1,375 | |
| 2023 | $67.00 | $2,700 Land $1,325 Building $1,375 | |
| 1987 | $21,600 Land $10,600 Building $11,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Clearfield St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Clearfield St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 82% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOPER TWP MUNICIPAL AUTH serves 3,700 people · EPA ID PA6170041 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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