405 Clay St, Malcom, IA 50157 Property Records

Poweshiek County property record for 405 Clay St, Malcom, IA 50157 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1949
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$62,500 (May 2019)
Tax Bill$1,074 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN1328800

Property Details

APN / Parcel Number

Primary APN1328800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures1 Plumbing Fixture
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeMixed
Garage Area308 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 CLAY ST
CityMALCOM
StateIA
Zip50157-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIGTONS LOT 3 BLOCK 22
Legal SubdivisionWIGTONS FIRST ADD
Legal Block22
Legal Lot Number3
JurisdictionPOWESHIEK IA
Township / Civil DivisionMALCOM
Census Block Group2
Census Block2042
Census Tract370500

Owner

Source: Poweshiek County records · APN 1328800

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 CLAY ST, MALCOM, IA 50157-5017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Jun 21, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNIVERSITY OF IOWA CREDIT UNION
May 20, 2019Executor's Deed, Transfer · Stand-Alone First Mortgage
UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Deed Document Number20191288
Prior Transfer DateMay 13, 2019
Prior Transfer Doc201901288
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address405 CLAY ST, MALCOM, IA 50157-5017
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202101397
DateApr 15, 2021
Instrument2021-01397
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2036
Interest
Rate TypeFixed Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address405 CLAY ST, MALCOM, IA 50157-5017
Transaction TypeMortgage
Record UpdatedJul 17, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201901751
DateJun 21, 2019
Instrument2019-01751
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionPOWESHIEK IA
Recording DateMay 20, 2019
Property Address405 CLAY ST, MALCOM, IA 50157-5017
Document Number201901288
Instrument DateMay 13, 2019
Instrument2019-01288
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 101, BROOKLYN, IA 52211-0101

Mortgage

Document Number0201901289
DateMay 20, 2019
Instrument2019-01289
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Poweshiek County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyPoweshiek County
MunicipalityMalcom City
Unified School DistrictBrooklyn-Guernsey-Malcom Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,074.00 Homeowner's exemption$76,840 (-) Land $4,120 Building $72,720$76,840 (-) Land $4,120 Building $72,720
2024$1,074.00 (+6.97%)
2023$76,840 Land $4,120 Building $72,720$76,840 Land $4,120 Building $72,720
2022$1,004.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Poweshiek County (19157C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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