405 Clara Ct, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 405 Clara Ct, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,885 sqft · built 1986
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Company Names on Record
Last Sale	$412,000 (Jul 2015)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-461-024-6`

Property Details

APN / Parcel Number

Primary APN	`098-461-024-6`
Alternative APN	`098-461-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,885 sqft Living Area
1st Floor Area	926 sqft
2nd Floor Area	959 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Lot Area	5,520 sqft (0.127 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	405 CLARA CT
City	BAY POINT
State	CA
Zip	94565-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T5430 L24
Legal Subdivision	MAP OF 5430
Legal Tract	5430
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2006
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 CLARA CT, BAY POINT, CA 94565-3052
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 7, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	2015154126
Prior Transfer Date	Sep 14, 2001
Prior Transfer Doc	0000283328
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	405 CLARA CT, BAY POINT, CA 94565-3052
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070142
Date	Apr 14, 2020
Instrument	2020-070142

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	405 CLARA CT, BAY POINT, CA 94565-3052
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CLARA CT, BAY POINT, CA 94565-3052

Mortgage

Document Number	0000270173
Date	Nov 12, 2020
Instrument	2020-270173

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2021
Property Address	405 CLARA CT, BAY POINT, CA 94565-3052
Document Number	0000005141
Instrument Date	Nov 9, 2020
Instrument	5141
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 CLARA CT BAY POINT CA 945653052, BAY POINT, CA 94565-3052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,470 (+2%) Land $193,192 Building $304,278
2025	$6,271.00 (+4.8%)	$487,716 (+4.04%) Land $189,404 Building $298,312
2023	$5,984.00 (+0.76%)	$468,779 Land $182,050 Building $286,729
2022	$5,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

Nearby Properties on Clara Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures